Teacher training grants, bursaries and loans

Home students can receive maintenance loans and grants to help with their living costs and a tuition fee loan, which is payable direct to the university or college.


Typically, a student will apply to their local authority for finance: aall home PGCE students are eligible to apply for a student maintenance loan of up to £4625 to cover their general living costs. Maintenance loans can be income-assessed or non income-assessed. If a student wishes to apply for income-assessed support then they must provide evidence of household income. If a student wishes to apply for non income-assessed support then they are not required to provide evidence of household income and they will receive 75% of the maximum loan available.

Tuition fees
All home and EU PGCE students pay tuition fees of up to £3225. Payment is not “up-front” and you will be eligible to take out a tuition fee loan from the Student Loans Company. This will need to be repaid after graduation but only once you start earning over £15000 per year. EU students wishing to apply for the Tuition Fee Loan, should contact the DfES European Team at: EU_Team@slc.co.uk

The Department for Innovation, Universities and Skills pays a non-means tested maintenance grant of £1260 to home students, via the relevant local authority (LA). A further means-tested grant of up to £1575 is also available from them. Local authorities may pay supplementary grants such as HE grant, parents’ learning allowance, childcare grant and disabled students’ allowances. Additionally, Child Tax Credit continues to be available to students with children.

Training bursaries
All home and EU PGCE students training in England receive a training bursary from the Training and Development Agency for Schools (TDA). This is £9000 for those on secondary mathematics, science, modern languages, or RE courses, £6000 for the remainder at secondary level and £4000 for all courses at primary level.

Golden hellos
Students who take selected courses may also be eligible to receive a “golden hello” of either £5000 (currently for maths and science courses) or £2500 (currently for modern languages and RE courses). This money will not be paid to you while you are training. You will be eligible to receive it at the start of your second year of teaching in your qualified subject, in a maintained school in England. It will be paid in a lump sum by the school in which you are teaching and will be taxed. Full details on this scheme and the outcomes of the review (in due course) can be found at www.tda.gov.uk.

Alternative grants and bursaries
There are any number of extra grants and pockets of money available, particularly for education students so it’s well worth doing the extra research. The Hockerill Educational Foundation, for example, invites applications for grants of between £500 and £1000 per annum from teachers in training. Anyone who has particular financial difficulties is eligible but the foundation’s highest priority is prospective teachers of religious education.

Loan repayment
A teacher must start repaying a maintenance loan in the April following their graduation, or withdrawal from study, and when they are earning more than £15,000 a year. Repayment deductions are currently fixed at 9% of taxable earnings over the threshold. For example, a graduate earning £20,000 pre-tax will pay 9% of £5000, deducted from their wages at the point of payment. For this borrower, deductions work out to around £37 per month.

Handy finance calculators

Student Finance Calculator

  • The calculator will estimate how much money you could get through the following types of help:
  • Student Loan for Tuition Fees
  • Student Loan for Maintenance
  • Maintenance Grant or Special Support Grant

Finance for Initial Teacher Training
Scholarship search
Budget planner
Loan repayment
Wage predictor

With thanks to Student Loans Company, a non-profit making agency funded almost entirely through grant-in-aid from the Government and the University of Birmingham, PGCE department,.

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