Solve the Fallen Phrase Message Puzzle about the Loch Ness Monster

Solve the Fallen Phrase Message Puzzle about the Loch Ness Monster

The letters at the bottom of the grid are listed under the columns in which they appear (usually from top to bottom in alphabetical order, but not in this case) Those letters appear in the columns above them, but not necessarily in that order.

The difficult part is forming the words as they read ACROSS the grid from the columns of letters that DO NOT FORM WORDS VERTICALLY! You will only be forming words horizontally from left to right across the grid (looping from the right end of one row into the left end of the next row, just as text in a book). When you have placed all of the letters where they go, they will form a phrase, usually insightful or humorous.