Both her mother and an aunt are in residential care in Northern Ireland. Her mother went into care in 1993 with savings of Pounds 26,000. By April 1 she will have Pounds 4,795 left - mid-way between the old and the new lower thresholds. Mrs Matthews's aunt is in a similar position, with savings of Pounds 5,400.
Mrs Matthews is one of many carers who is supporting a Help the Aged campaign to win an interim payment for those caught between the two thresholds.
She believes that "Those people who are down to Pounds 3,000 should get one-off payments of Pounds 7,000." Mervyn Kohler, head of public affairs at Help the Aged, says: "This interim period is unfair to senior citizens and we would like to hear from anyone caught between the two thresholds."