Loan discretion takes a holiday when low earners need help
I have applied for at least 20 jobs in the past six months, none of which has resulted in an offer, and a teaching adviser from the Borough of Croydon has told me that this is a common experience for late entrants as the schools can get newly qualified 23-year-olds much cheaper.
I am at present employed part time as an indexer at Pounds 7 per hour-a subsistence income out of which I cannot possibly service the loan. I have explained this to the Royal Bank of Scotland and to the Department for Education and Employment suggesting they exercise their discretion over the six-month extension of the interest-free holiday. However, they are only prepared to do this if I am totally unemployed.
Do any readers of The TES have any advice for me in these circumstances?
36 Park Royal Montpelier Road Brighton Sussex