We need to start being practical about pensions

27th May 2011 at 01:00

I have passed through threshold two and have a teaching and learning responsibility point worth enough to just fall short of the higher tax code.

Would it be worth me applying for my next threshold point? This would tip me into the higher tax category and, as I understand it, I would not be able to claim child benefit.

I am in my early thirties, still pay a student loan and my pension contributions look likely to go up a huge amount, too. My wife teaches part time.

Would this affect my career in the long term? Would it affect my wages in a way that I have not thought of? Is it something that the powers that be have thought about? At my school, several staff of my age are in an almost identical position.

Paul Treliving, Via email.

Subscribe to get access to the content on this page.

If you are already a Tes/ Tes Scotland subscriber please log in with your username or email address to get full access to our back issues, CPD library and membership plus page.

Not a subscriber? Find out more about our subscription offers.
Subscribe now
Existing subscriber?
Enter subscription number


The guide by your side – ensuring you are always up to date with the latest in education.

Get Tes magazine online and delivered to your door. Stay up to date with the latest research, teacher innovation and insight, plus classroom tips and techniques with a Tes magazine subscription.
With a Tes magazine subscription you get exclusive access to our CPD library. Including our New Teachers’ special for NQTS, Ed Tech, How to Get a Job, Trip Planner, Ed Biz Special and all Tes back issues.

Subscribe now