From the forums

16th March 2012 at 00:00

Will any teachers still be working at 68?I know I am playing into the government's hands, but I will be gone before my 60th birthday. Definitely on a smaller pension, but I would rather remove my eyeballs with a rusty spoon than still be in the classroom at 68. The government knows that the vast majority of teachers are the same - shifting the retirement age to 68 is more about cutting the cost of pensions than anything else.


I will end up working longer than I had planned to, but I'm not working until I'm 67 (as it would be for someone my age). My dad was dead from cancer at 71 and my mum had a massive heart attack at 46 and has had four more since - with that sort of history I'm not risking having no retirement.


Retirement at 68 will cause a lot of damage to children's education, with teachers being used up past their sell-by date and increased cost to the NHS looking after all our mental breakdowns.


I think I'll develop a mysterious illness, become incompetent, but just manage to keep my head above the dismissal parapet until the governors finally agree to a compromise agreement with a hefty payout. Either that or resign early, have to live off benefits until my pension kicks in and be yet another drain on the coffers. Either way, someone loses out big time.


Surely the government will save more money by employing youngerless experienced teachers than paying a load of 68-year-olds on the upper pay scale?


What about the practical implications? You can't pay into a pension pot and receive money from it. At 60, I will qualify for the pension that I have paid for up until the point where the rules changed. So I will either have to forgo receiving my pension for eight years or start claiming my 2080ths and opt out for the remaining eight years - hence losing a potential 860ths of pension (that's about #163;4,000 a year in today's money).


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