From Hero (Higher Education Resource Opportunities) comes online help and advice about financial management for students embarking on higher education. Information about fees, student loans, grants, repayments, bursaries and scholarships is available for undergraduates starting in 2005 and 2006, as well as help for those thinking of studying part-time and guidance for parents of prospective students. Students who are taking a gap year in 2005, but already have confirmation of their deferred place, are considered under the 2005 entries regulations. This is especially important as in 2006 many annual course fees are increasing.
There are also sections with advice for disabled students and those with childcare needs. A budget planning page, cost of living calculator and advice on part-time work are useful for preparing financial plans and avoiding problems and confusion at the start of term.