Financial Literacy Activities for Children | Money Workbook & Saving Skills | KS1 KS2 PSHE | SEL
1 - Help children develop practical, real-life money skills with this engaging and thoughtfully designed Financial Literacy Workbook for Children (Ages 5–10).
Designed for KS1 and Lower KS2 learners, this resource introduces key financial literacy concepts through relatable stories, reflection tasks, discussion activities, and practical real-life scenarios.
More than just a worksheet pack, this workbook supports meaningful conversations, confidence-building, and everyday application through a calm, child-friendly, and structured approach. Children explore important money concepts such as earning, saving, needs and wants, thoughtful spending, and responsibility in a way that feels realistic and age-appropriate.
What’s Included
✔ A relatable short story introducing key money concepts
✔ “Think About It” discussion questions to encourage reflection and decision-making
✔ Real-life choice activities linked to everyday situations
✔ “Try It” writing activities for personal application
✔ Skills checklists to support progress and confidence
✔ Needs vs Wants activities to encourage thoughtful spending decisions
✔ Parent/carer guidance notes for home support
✔ Key vocabulary with child-friendly explanations
✔ Clear, structured, print-ready pages for classroom or home use
Skills Covered
✔ Understanding where money comes from
✔ Learning about earning and responsibility
✔ Understanding needs and wants
✔ Thinking carefully before spending
✔ Saving and planning towards goals
✔ Talking confidently about money
✔ Developing emotional awareness around money choices
✔ Building independence and responsibility
Why Teachers & Parents Like This Resource
This workbook focuses on practical, real-life learning rather than simply teaching financial facts.
Children learn through:
• simple language
• relatable situations
• structured, step-by-step learning
Each section helps children to:
✔ make thoughtful choices
✔ understand money in everyday life
✔ develop positive financial habits from an early age
How the Resource Works
A simple 3-step approach is used throughout the workbook:
READ → TALK → TRY
✔ Read the story together
✔ Discuss ideas, feelings, and choices
✔ Apply learning through practical activities
This structure makes the workbook easy to use in both school and home settings.
Ways to Use
• PSHE lessons
• Financial education topics
• Small group discussions
• 1:1 intervention and support
• Home education
• Parent-child discussions
• Personal development activities
Ideal For
• Ages 5–10
• KS1 and Lower KS2 learners
• Primary classrooms
• PSHE and life skills learning
• Financial literacy introduction
• Teaching early money habits and responsibility
Curriculum Links
Supports learning linked to:
• PSHE education
• Financial education
• Emotional literacy
• Speaking and listening
• Decision-making and responsibility
• Independence and life skills







