The complete mandate pack: the Ohio edition (94 items), the Texas HB 27 edition (94 items), and the Alabama Financial Literacy Exam practice set (50-question exam + 25-question quiz) — 263 practice and assessment items in total, every one with a worked answer key, plus all three standards crosswalk PDFs. One purchase covers the three states whose new personal-finance graduation requirements are landing first; buy the bundle and save versus the three packs separately ($29.97). Print-ready US Letter PDFs with a separate worked answer key. No prep — just print and go. Every numeric answer was verified by an independent re-solve before publication. For classroom use. Created by sw4cw Deliveries. What’s included: Ohio pack + key · Texas pack + key · Alabama exam set + key · 3 crosswalk PDFs · 263 items total.

Ninety-four no-prep practice and assessment items built for the new Texas half-credit personal financial literacy course required by HB 27 for students entering Grade 9 in 2026–27 (TEKS 19 TAC §113.26, Applied Personal Financial Literacy). Four worksheets (paychecks & taxes; banking & budgeting; saving, interest & credit; loans, insurance & risk), two 10-question multiple-choice quizzes, four exit tickets, a 12-card review game, and an emergency sub plan with a student worksheet — every item with a worked answer key, including the TEKS-named skills: gross vs net pay from sample pay stubs, a simulated tax scenario, 50-30-20 budgets, a personal net worth statement, the Rule of 72, APR and the cost of borrowing, and insurance vocabulary in use. A standards crosswalk PDF is included, mapping each section to the CEE/Jump$tart national standards and the §113.26 expectations, quoted from the rule text. Print-ready US Letter PDFs with a separate worked answer key. No prep — just print and go. Every numeric answer was verified by an independent re-solve before publication. For classroom use. Created by sw4cw Deliveries. What’s included: 4 worksheets × 10 items · 2 quizzes × 10 questions · 4 exit tickets × 3 items · 12 review-game cards · sub plan + 10-item worksheet · standards crosswalk PDF · worked answer key PDF.

Ninety-four no-prep practice and assessment items built for Ohio’s required half-credit financial literacy course (Ohio’s Learning Standards for Financial Literacy — High School, July 2025 revision). Four worksheets (paychecks & taxes; banking & budgeting; saving, interest & credit; loans, insurance & risk), two 10-question multiple-choice quizzes, four exit tickets, a 12-card review game, and an emergency sub plan with a student worksheet — every item with a worked answer key. Numbers vary from item to item so students cannot copy a neighbor’s figures. A standards crosswalk PDF is included, mapping each section to the CEE/Jump$tart national standards and Ohio’s seven financial-literacy topics. Print-ready US Letter PDFs with a separate worked answer key. No prep — just print and go. Every numeric answer was verified by an independent re-solve before publication. For classroom use. Created by sw4cw Deliveries. What’s included: 4 worksheets × 10 items · 2 quizzes × 10 questions · 4 exit tickets × 3 items · 12 review-game cards · sub plan + 10-item worksheet · standards crosswalk PDF · worked answer key PDF.

A full-length practice set that mirrors the published format of the ALSDE Financial Literacy Examination (required under Act #2023-179 for the Career Preparedness personal-finance course): 50 original multiple-choice questions across the seven required topics — Banking and Financial Institutions (7), Managing Finances and Budgeting (7), Money Management and Personal Tax Liabilities (7), Saving and Investing (8), Risk Management and Insurance (7), Credit and Debt Management (7), Business and Legal Concepts (7) — with the real pass mark of 30 out of 50. Includes a 25-question practice quiz, a per-topic score tracker page, and a topic-tagged answer key that works every numeric answer step by step. All questions are original to this set; the format and topic blueprint follow ALSDE’s published guidance. A standards crosswalk PDF is included. Print-ready US Letter PDFs with a separate worked answer key. No prep — just print and go. Every numeric answer was verified by an independent re-solve before publication. For classroom use. Created by sw4cw Deliveries. What’s included: 50-question practice exam · 25-question practice quiz · score tracker page · topic-tagged worked answer key PDF · standards crosswalk PDF.

The complete series: all 8 pattern packs — vowel teams, r-controlled vowels, diphthongs, multisyllabic words, prefixes, suffixes, soft c & g, and the -tion/-sion/-ture review — in one file. 24 original age-respectful passages, 96 comprehension questions, fluency re-read sheets for every passage, and full answer keys. Buying the bundle saves $59.93 against the eight packs bought separately. Each pack is also sold separately and is fully usable on its own. Print-ready US Letter PDF with a full answer key included (separate file). Every word in every passage is controlled to the pack’s phonics pattern plus all previously taught patterns, so students practice exactly the code they have been taught — no guessing from pictures. Each passage comes with four comprehension questions and a fluency re-read sheet with a three-read chart. Written for older striving readers: real topics, teen characters, no babyish content. Follows a structured literacy scope and sequence. For classroom and home use. Created by sw4cw Deliveries. This series assumes the early code is already taught (short vowels, silent-e, common digraphs, plural -s/-es, -ed, -ing). Each pack assumes the patterns of the packs before it have been taught.

Three original decodable passages (a science-fair invention, a young photographer, a river adventure trip) built on the endings -tion, -sion and -ture, reviewing every pattern in the series. Each passage has 4 comprehension questions and a fluency re-read sheet. 12 questions total. Print-ready US Letter PDF with a full answer key included (separate file). Every word in every passage is controlled to the pack’s phonics pattern plus all previously taught patterns, so students practice exactly the code they have been taught — no guessing from pictures. Each passage comes with four comprehension questions and a fluency re-read sheet with a three-read chart. Written for older striving readers: real topics, teen characters, no babyish content. Follows a structured literacy scope and sequence. For classroom and home use. Created by sw4cw Deliveries. This series assumes the early code is already taught (short vowels, silent-e, common digraphs, plural -s/-es, -ed, -ing). Each pack assumes the patterns of the packs before it have been taught.

Three original decodable passages (a city bike race, a gentle shelter dog, learning the saxophone) built on soft c and g (center, decide, gentle, giant), silent-e in longer words, and the ph digraph — plus all earlier patterns. Each passage has 4 comprehension questions and a fluency re-read sheet. 12 questions total. Print-ready US Letter PDF with a full answer key included (separate file). Every word in every passage is controlled to the pack’s phonics pattern plus all previously taught patterns, so students practice exactly the code they have been taught — no guessing from pictures. Each passage comes with four comprehension questions and a fluency re-read sheet with a three-read chart. Written for older striving readers: real topics, teen characters, no babyish content. Follows a structured literacy scope and sequence. For classroom and home use. Created by sw4cw Deliveries. This series assumes the early code is already taught (short vowels, silent-e, common digraphs, plural -s/-es, -ed, -ing). Each pack assumes the patterns of the packs before it have been taught.

Three original decodable passages (a found dog at an unlocked gate, rewriting a school report, a rained-out camping trip redone indoors) built on prefixes — un-, re-, pre-, dis-, mis-, non-, over-, under-, fore-, mid- and more — plus all earlier patterns. Each passage has 4 comprehension questions and a fluency re-read sheet. 12 questions total. Print-ready US Letter PDF with a full answer key included (separate file). Every word in every passage is controlled to the pack’s phonics pattern plus all previously taught patterns, so students practice exactly the code they have been taught — no guessing from pictures. Each passage comes with four comprehension questions and a fluency re-read sheet with a three-read chart. Written for older striving readers: real topics, teen characters, no babyish content. Follows a structured literacy scope and sequence. For classroom and home use. Created by sw4cw Deliveries. This series assumes the early code is already taught (short vowels, silent-e, common digraphs, plural -s/-es, -ed, -ing). Each pack assumes the patterns of the packs before it have been taught.

Three original decodable passages (a first job at a farm store, helping a neighbor after a storm, choosing a birthday card) controlled to r-controlled vowels — ar, er, ir, or, ur, including multisyllabic words like person, river, purple — plus vowel teams and the early code. Each passage has 4 comprehension questions and a fluency re-read sheet. 12 questions total. Print-ready US Letter PDF with a full answer key included (separate file). Every word in every passage is controlled to the pack’s phonics pattern plus all previously taught patterns, so students practice exactly the code they have been taught — no guessing from pictures. Each passage comes with four comprehension questions and a fluency re-read sheet with a three-read chart. Written for older striving readers: real topics, teen characters, no babyish content. Follows a structured literacy scope and sequence. For classroom and home use. Created by sw4cw Deliveries. This series assumes the early code is already taught (short vowels, silent-e, common digraphs, plural -s/-es, -ed, -ing). Each pack assumes the patterns of the packs before it have been taught.

Three original decodable passages (a mystery noise in the house, a first job at a laundry, a school radio sports reader) controlled to diphthongs — oi/oy, ou/ow, au/aw — plus all earlier patterns. Each passage has 4 comprehension questions and a fluency re-read sheet. 12 questions total. Print-ready US Letter PDF with a full answer key included (separate file). Every word in every passage is controlled to the pack’s phonics pattern plus all previously taught patterns, so students practice exactly the code they have been taught — no guessing from pictures. Each passage comes with four comprehension questions and a fluency re-read sheet with a three-read chart. Written for older striving readers: real topics, teen characters, no babyish content. Follows a structured literacy scope and sequence. For classroom and home use. Created by sw4cw Deliveries. This series assumes the early code is already taught (short vowels, silent-e, common digraphs, plural -s/-es, -ed, -ing). Each pack assumes the patterns of the packs before it have been taught.

Three original decodable passages (a baseball game in the rain, a sailing day, a night train ride) controlled to vowel teams — ai/ay, ee/ea, oa/ow, ie/igh, ue/ew — plus the assumed early code. Each passage has 4 comprehension questions (recall, vocabulary in context, inference) and a fluency re-read sheet with pattern-word practice and a three-read chart. 12 questions total. Print-ready US Letter PDF with a full answer key included (separate file). Every word in every passage is controlled to the pack’s phonics pattern plus all previously taught patterns, so students practice exactly the code they have been taught — no guessing from pictures. Each passage comes with four comprehension questions and a fluency re-read sheet with a three-read chart. Written for older striving readers: real topics, teen characters, no babyish content. Follows a structured literacy scope and sequence. For classroom and home use. Created by sw4cw Deliveries. This series assumes the early code is already taught (short vowels, silent-e, common digraphs, plural -s/-es, -ed, -ing). Each pack assumes the patterns of the packs before it have been taught.

Three original decodable passages (a robot kit build, a picnic ant problem, a last-second basketball shot) built on multisyllabic words — rabbit, fantastic, backpack, sunflower — using syllable division and compounds, plus all earlier patterns. Each passage has 4 comprehension questions and a fluency re-read sheet. 12 questions total. Print-ready US Letter PDF with a full answer key included (separate file). Every word in every passage is controlled to the pack’s phonics pattern plus all previously taught patterns, so students practice exactly the code they have been taught — no guessing from pictures. Each passage comes with four comprehension questions and a fluency re-read sheet with a three-read chart. Written for older striving readers: real topics, teen characters, no babyish content. Follows a structured literacy scope and sequence. For classroom and home use. Created by sw4cw Deliveries. This series assumes the early code is already taught (short vowels, silent-e, common digraphs, plural -s/-es, -ed, -ing). Each pack assumes the patterns of the packs before it have been taught.

Three original decodable passages (the night before a driving test, a careful house painter, a nervous talent-show singer) built on word-building suffixes — -ly, -ful, -less, -ness, -ment, -able, agent -er, superlative -est — plus all earlier patterns. Each passage has 4 comprehension questions and a fluency re-read sheet. 12 questions total. Print-ready US Letter PDF with a full answer key included (separate file). Every word in every passage is controlled to the pack’s phonics pattern plus all previously taught patterns, so students practice exactly the code they have been taught — no guessing from pictures. Each passage comes with four comprehension questions and a fluency re-read sheet with a three-read chart. Written for older striving readers: real topics, teen characters, no babyish content. Follows a structured literacy scope and sequence. For classroom and home use. Created by sw4cw Deliveries. This series assumes the early code is already taught (short vowels, silent-e, common digraphs, plural -s/-es, -ed, -ing). Each pack assumes the patterns of the packs before it have been taught.

The complete Grade 5 maths set from sw4cw Deliveries: the full Fractions Pack (18 worksheets), Multiplication & Division Pack (16 worksheets) and Word Problems Pack (16 worksheets) — 50 worksheets, 500 questions, every answer key included. Bought separately these packs cost $14.97; the bundle saves a third. Print-ready US Letter PDF with a full answer key included. No prep — just print and go. Every question is checked before publication, and the answer key was verified by re-solving every problem. For classroom and home use. Created by sw4cw Deliveries.

The complete Grade 4 maths set from sw4cw Deliveries: the full Fractions Pack (18 worksheets), Multiplication & Division Pack (18 worksheets) and Word Problems Pack (16 worksheets) — 52 worksheets, 524 questions, every answer key included. Bought separately these packs cost $14.97; the bundle saves a third. Print-ready US Letter PDF with a full answer key included. No prep — just print and go. Every question is checked before publication, and the answer key was verified by re-solving every problem. For classroom and home use. Created by sw4cw Deliveries.

Six grammar worksheets for Grades 4–5: identifying nouns, verbs, adjectives and adverbs in real sentences (24 items), choosing the correct verb form, punctuation fix-it sentences, capital-letter corrections, and a word-meanings vocabulary set. 66 questions with a full answer key. Print-ready US Letter PDF with a full answer key included. No prep — just print and go. Every question is checked before publication, and the answer key was verified by re-solving every problem. For classroom and home use. Created by sw4cw Deliveries.

Six original reading passages written for Grade 4 — honeybees, a lighthouse keeper, Moon craters, dandelion seeds, a storm-night library, and bridge engineering. Five questions per passage covering recall, vocabulary-in-context, inference and main idea. Full answer key included. Print-ready US Letter PDF with a full answer key included. No prep — just print and go. Every question is checked before publication, and the answer key was verified by re-solving every problem. For classroom and home use. Created by sw4cw Deliveries.

Six original reading passages written for Grade 5 — ice-core science, a village that moved, light pollution, the history of paper money, the freezing wood frog, and rainforest soundscapes. Five questions per passage covering recall, vocabulary-in-context, inference and main idea. Full answer key included. Print-ready US Letter PDF with a full answer key included. No prep — just print and go. Every question is checked before publication, and the answer key was verified by re-solving every problem. For classroom and home use. Created by sw4cw Deliveries.

Sixteen no-prep worksheets for Grade 5: 2-digit × 2-digit and 3-digit × 2-digit multiplication, division by 2-digit numbers, remainders, round-number multiplication and missing-number facts, plus mixed review sets. 192 questions with a full answer key. Print-ready US Letter PDF with a full answer key included. No prep — just print and go. Every question is checked before publication, and the answer key was verified by re-solving every problem. For classroom and home use. Created by sw4cw Deliveries.

Sixteen word-problem worksheets for Grade 5 — 128 story problems including two-step problems, area, minibus-and-remainder reasoning and multi-digit multiplication and division in real-life scenarios, with space to show working. Full answer key included. Print-ready US Letter PDF with a full answer key included. No prep — just print and go. Every question is checked before publication, and the answer key was verified by re-solving every problem. For classroom and home use. Created by sw4cw Deliveries.

Sixteen word-problem worksheets for Grade 4 — 128 story problems drawn from school, sport, cooking, money and animal scenarios, each with room to show working and the answer written with its unit. Covers all four operations. Full answer key included. Print-ready US Letter PDF with a full answer key included. No prep — just print and go. Every question is checked before publication, and the answer key was verified by re-solving every problem. For classroom and home use. Created by sw4cw Deliveries.