Credit Cards Benefits & Risks. A fully-resourced lesson (1 hour +) which can be used by teachers to deliver a detailed workshop / session on the importance of this topic.
Learning Outcomes:
I can define the terms credit, interest and debt
I can explain the benefits and risks associated with credit cards
I can evaluate the importance credit cards and a credit rating can play in future life
Key terms
Credit, Credit card, Debt, Interest, credit score
Each Lesson Pack Contains:
1 Fully Editable Careers PowerPoint (Learning Outcomes, Confidence Checkers, Assessment of Learning, Variety of Tasks, Video Embedded URL Clips, Engaging Premium Quality Slides, Extra Support Websites, Challenging & Thoughtful Questioning)
Assessment Opportunity (Confidence Checker)
The lesson includes a detailed PowerPoint, variety of student facing tasks and comprehension tasks These resources have been designed to be engaging, informative and pick up and teach.
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If you need any support with this lesson or would like to find out more about what Cre8tive Resources can offer your school please email: thecre8tiveresources@gmail.com
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A bundle is a package of resources grouped together to teach a particular topic, or a series of lessons, in one place.
Bundle
KS5 Personal Finance (Young Adults) – Full Unit Bundle
KS5 Personal Finance (Young Adults) – Full Unit Bundle Essential Life Skills for Sixth Form Students Prepare your Sixth Form students for real-life financial independence with this KS5 Young Adults Personal Finance unit. Covering budgeting, taxes, payslips, credit, loans, savings, debt and financial choices, this bundle gives learners the knowledge they need to confidently manage money as they transition into adulthood. Perfect for Life Skills, PSHE, Enrichment, Tutor Time or preparation for university/work. What’s Included: ✔ 7 high-quality Sixth Form lessons designed for age-appropriate delivery ✔ Personal Finance student booklet with tasks and real-world scenarios ✔ KS5 assessment quiz with answers provided ✔ All resources editable and ready to teach ✔ Supports independent living and financial decision-making ✔ Suitable for entire classes or 1:1 guidance A must-have unit for schools wanting to embed financial education into their post-16 programme.
£25.00
Bundle
KS4 Careers & Finance Double Unit – 14 Fully Resourced Lessons
KS4 Careers & Finance Double Unit – 14 Fully Resourced Lessons This 14-lesson Careers & PSHE bundle is designed to empower KS4 students with essential financial literacy and career planning skills. Split into two structured units — Financial Planning for My Future and Careers Management — this package is fully mapped to the CDI Framework, Skills Builder Framework, and supports Gatsby Benchmark 4. Ideal for drop-down days, timetabled PSHE lessons, or careers enrichment programmes in Years 10–11. 📦 Included in This Careers + Finance Package: • ✅ 14 x Fully Resourced Lesson Packs • ✅ 1 x Finance & Careers Knowledge Quiz • ✅ 1 x Health & Wellbeing Escape Room • ✅ 1 x Positive Female Role Models Assembly • ✅ 1 x Aiming High SMART Targets Assembly • ✅ 1 x Set of Maths Careers Posters • ✅ 1 x Post-16 Careers & University Options Quiz 🧭 Lesson Topics: Financial Planning for My Future: • Credit Cards – Understanding how they work and the risks involved • Mortgage Basics – Renting vs. buying • What to Expect on Pay Day – Reading a payslip • Credit & Debt – Benefits, pitfalls, and higher costs • CV Writing – Building a standout first CV • Buy Now, Pay Later – Financial traps explained • Choosing a Degree – Long-term career and financial impact Careers Management: • Developing Your Personal Brand • Transitioning from School to Work – First job expectations • Applying for Jobs – Adverts, online tests, interviews • Post-16 Options Explained • A Levels – What to expect and how to prepare • Apprenticeships – Pros, cons and real opportunities • Traineeships – What they are and how they work 🧠 Each Lesson Includes: • Fully Editable PowerPoint (1 hour+) • Student Worksheets (in selected lessons) • Homework Tasks • Confidence Checkers & Assessment Activities • Embedded Video Links + Discussion Tasks • Literacy Focus & Teacher Notes • Timed activities and varied lesson formats 🎯 Core Learning Outcomes: • Develop core financial skills: budgeting, credit, mortgages, payslips • Build awareness of post-16 education and employment pathways • Improve job application skills: CV writing, interview prep, personal branding • Understand UK employment law for 15–18-year-olds • Explore career goal setting and long-term decision-making 🔑 Key Terms Covered: Credit, CV, Payslip, Budgeting, Personal Brand Renting vs. Buying, Post-16 Options, Apprenticeships SMART Targets, A Levels, Transferable Skills Traineeships, Job Interviews, Work Experience Etiquette This is a ready-to-use, editable careers education toolkit designed to help PSHE teachers, Careers Leaders, and SLTdeliver an impactful, real-world relevant programme aligned with current frameworks and benchmarks. **Why not try out some of our other highly rated Secondary Careers Units:** ☞ [Year 7 Gatsby Benchmark Careers in Context Unit ](https://www.tes.com/teaching-resource/ks3-careers-unit-gatsby-benchmark-standards-12220690) ☞ [Year 8 Gatsby Benchmark Careers in Context Unit ](https://www.tes.com/teaching-resource/careers-and-gatsby-benchmarks-cdi-unit-12256205) ☞ [Year 9 Gatsby Benchmark Careers in Context Unit ](https://www.tes.com/teaching-resource/cre8tive-careers-year-9-unit-cdi-gatsby-benchmarks-12304111) ☞ [Year 10 Gatsby Benchmark Careers in Context Unit ](https://www.tes.com/teaching-resource/ks3-careers-unit-gatsby-benchmark-standards-12220690) ☞ [Year 11 Gatsby Benchmark Careers in Context Unit ](https://www.tes.com/teaching-resource/year-11-careers-unit-12168193) ☞ [Year 12 Gatsby Benchmark Finance & Careers in Context Unit ](https://www.tes.com/teaching-resource/y12-cre8tive-careers-unit-12306381) ☞ [Year 13 Gatsby Benchmark Finance & Careers in Context Unit ](https://www.tes.com/teaching-resource/y13-cre8tive-careers-unit-cdi-gatsby-benchmark-12306383)
£39.99
Bundle
Personal Finance for Young Adults – Complete Sixth Form Finance Curriculum (8-Lesson Unit)
Personal Finance for Young Adults – Complete Sixth Form Finance Curriculum (8-Lesson Unit) A ready-to-teach financial education unit tailored for sixth form and college students. This essential life-skills resource covers everything from managing debt to comparing mortgages — perfect for building real-world money confidence. What’s Included: ✔️ 8 Fully Resourced Lesson Packs ✔️ 8 Homework Assignments ✔️ 8 End-of-Lesson Confidence Check Assessments ✔️ Scenario-Based Learning and Real-Life Case Studies ✔️ Editable and Flexible for Classrooms or Assemblies Lesson Topics Covered: 1. Planning for Retirement – Pensions and Long-Term Saving 2. How Debt Spirals – From Finance Plans to Overdrafts 3. Why Financial Literacy Matters – Life Without It 4. Saving Options – ISAs, NS&I, Regular Savers & More 5. Using Credit Cards – Benefits, Risks, and Managing Credit 6. Choosing a Bank – How to Compare and Make Smart Decisions 7. Understanding Mortgages – Fixed vs Variable Explained 8. Scenario-Based Lesson – How 18-Year-Olds Can Fall into Debt Each Lesson Includes: • Fully Editable PowerPoint (Objectives, Tasks, Discussion Prompts) • Embedded Video Links & Case Study Examples • Confidence Checker Assessment Tool • Thought-Provoking Scenarios & Financial Simulations • Extra Support Websites + Teacher Notes • Aligned with the latest DfE Statutory Guidance, PSHE Association themes, and Gatsby Benchmarks Learning Outcomes: • Understand long-term financial planning (e.g. pensions & mortgages) • Identify different types of debt and how they accumulate • Build strong decision-making skills around credit, savings, and banking • Boost financial literacy and reduce vulnerability to financial pitfalls • Empower students to make informed, responsible money choices Key Terms Covered: Pension, Retirement, Debt, Credit Score, Overdraft, Interest, Mortgage, ISA, Fixed-Term, Savings Bond, Budgeting, Financial Literacy, NS&I, Tracker Mortgage, Bailiff, APR **We sell Complete Careers Units - Take a look at some of them here:** ⇨ [CAREERS KS3 UNIT](https://www.tes.com/teaching-resource/ks3-careers-unit-gatsby-benchmark-standards-12220690) ⇨ [Careers, Employability Skills + Enterprise Unit ](https://www.tes.com/teaching-resource/year-11-careers-unit-12168193) ⇨ [Careers and Gatsby Benchmarks Quizzes ](https://www.tes.com/teaching-resource/careers-and-gatsby-benchmark-12148009) ⇨ [Post 16 Options and Careers Lesson](https://www.tes.com/teaching-resource/post-16-options-careers-12167356) ⇨ [Careers and Employment Activities and Cardsorts ](https://www.tes.com/teaching-resource/careers-and-employment-12110887) ⇨ [Skills and Qualities Careers Quiz ](https://www.tes.com/teaching-resource/skills-and-qualities-careers-quiz-12148001) ⇨ [Careers - Writing a Personal Statement](https://www.tes.com/teaching-resource/careers-personal-statements-12168159) ⇨ [Careers - Student Workbook](https://www.tes.com/teaching-resource/careers-work-book-gatsby-benchmarks-12167891) ⇨ [Careers - Interview Preparation Lesson ](https://www.tes.com/teaching-resource/interview-preparation-careers-12168169) Be Ofsted and DfE PSHE ready with our resources! Product Code: C8/CCB/
£19.90
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