Financial Education - Saving and managing money - Careers Lesson. Editable 22 slide PowerPoint Lesson, Lesson Assessment, Student Resources, Signposting to extra support services. Bonus Mindfulness Activity and much more.
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Learning Objectives
To define a variety of banking and financial key terms
To understand the importance of saving money and the different methods of storing it
To be able to identify the difference between essential and non- essential expenditure
Some Key Terms Covered
DEPOSIT BOX, BRANCH, DEBIT CARD, BANK ACCOUNT, NEEDS, WANTS, BUDGET, DEBT
** (Assessment) Objectives**
I understand the meanings of a wide range of financial key terms
I can evaluate different ways of storing money
I can explain the many advantages to having a bank account
Each Lesson Pack Contains:
☞ 1 Fully Editable PowerPoint (Learning Outcomes, Confidence Checkers, Assessment of Learning, Variety of Tasks, Video Embedded URL Clips, Engaging Premium Quality Slides, Extra Support Websites, Challenging & Thoughtful Questioning)
☞ Most lessons include a Worksheet
☞ Assessment Opportunity (Confidence Checker)
☞ Teacher Notes (On some slides)
⟴ Be Ofsted and DfE PSHE ready with our resources! Product Code: RSE/C8/LS/180
Why not check out some of our latest PSHE super bundles below:
Personal Finance as a young adult
Online Safety + Staying Safe
Y12 Survival Kit - Personal Safety
Y11 Survival Kit - Revision + Exam Stress
British Values Explored Bundle
PSHE - Debating Topical Issues
Society, Body Image + Peer Pressure
Finance Risk + Online Safety
2 x 1 hour long Finance / Careers lessons.
1) Cost of living, a new lesson where students will examine why life in the UK is so costly at the moment, how people are budgeting for this and explore inflation, comparing 2026/7 to costs five years ago.
2) (bonus lesson) A lesson exploring how workers budget once they have received their payslip. This explores credit and debit, overdrafts, current accords and lending.
Both lessons are shown in the previews.
Financial Capability resources: 2 x 1 hour PowerPoint, clips, worksheets, differentiated fully KS3/4. Complete 2 hour lessons with worksheets, suitable for KS3/4 easily adapted for either.
Find more lessons on everything from RSE, misogyny, masculinity and Andrew Tate to jobs, consent, stereotyping, employment and careers, dating, love, drugs, alcohol, vaping, sleep, mental health and wellbeing, extremism, pornography, gender and transgender prejudice, racism, British Values, living in the wider world, sexual health, equality and diversity, STIs, contraception, sex and relationships and much more at the EC Publishing website.
Many more inexpensive and free resources at my shop: EC_Resources<
**We are confident you’ll be pleased with this resource – however, if you have any issues at all, contact us at info@ecpublishing.co.uk and we’ll help you straight away. If you try to contact us through Tes we may not for be alerted for days so may not be able to help you on time.**
New PSHE lesson, best suited to lower KS3. Students will explore wants and needs, saving and investing, as well as different types of savings accounts and their benefits, before beginning to investigate stocks and bonds at a basic level. They will also cover a basic explanation of interest and how banks work. Includes lesson plan.
There are a variety of tasks, from clips, bingo, analysis, role-play, case studies and more. Everything is editable and ready to go and I’ve tried to make a dry-ish subject as fun as possible.
This lesson is taken from the new 2026 EC Publishing Complete Primary Package, which can be found with a quick Google on the EC Publishing website.
Who are EC Resources?
EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK.
You can visit our website at EC Publishing for further discounts, complete school packages, everything you could need for PSHE, RE, Citizenship and much more, and can email us at info@ecpublishing.co.uk
Check out our PSHE Packages on Tes here:
Complete KS3 PSHE and RSE
Complete KS4 PSHE and RSE
Complete KS5 PSHE and RSE
One Year of Citizenship and British Values
Complete KS3 RE
Complete Careers and Employability
AQA Citizenship GCSE Mega Pack
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Teaching PSHE, RE or Citizenship GCSE next year? Why not join our Citizenship and PSHE teachers Facebook group, with 12,000 other teachers, for guidance, advice and resource sharing.
7x fully resourced money management lessons: 7x1hr PP, clips, worksheets, differentiated fully for MA,LA or Core. Covers every aspect of budgeting and money management as a complete introduction to personal finance. Designed to fit Ofsted criteria for’ Good’ or above.
Suitable for PSHE, Life Skills or PSD ASDAN.
Secondary Financial Literacy Escape Room - Virtual Escape Room run through PowerPoint by Cre8tive Resources! This lasts an hour or under depending on how quick the teams can solve each puzzle! Students love this style of lesson, great as an educational treat for your middle school or even high school class. Will your students be able to escape before time runs out?
The escape room puzzles content will be tailored to the topic of this escape room.
Escape Room Product Contents:
☞ Escape Room Interactive Tracker PowerPoint - Keeps the competitive nature on display
☞ Escape Room Puzzle Keys (Six Sets for Six Teams)
☞ Escape Room Team sheet - Record codes, answers clues as they progress through the 7 rooms
☞ Escape Room Puzzles (7 Rooms = 7 Different styles of Puzzles involving numeracy, literacy and lateral thinking)
☞ Bonus Riddles with every puzzle.
☞ Teacher Answer Sheet - Quickly confirm to teams they have solved the puzzle correctly
☞ Teacher instructions of how to set up the escape room and what to print and top tips and shortcuts.
☞ Successful Escape Certificates for those that complete the entire challenge (There is a difficult bonus escape too :) for any quick teams
✿ The 7 Rooms include: The Classroom, The Fair, The Interview, The Website, Job Interview, Boss’s Office, and the Extra Secret Escape Room location. It is suitable for Middle School and High School students.
JUST PRINT AND GO!
They can also be used to encourage a flipped learning environment.
Financial Literacy
This resource could be used as a post test project, as an end of year activity or during money week to teach about saving money for a purpose.
A PowerPoint, bank statement and tasks sheet is included. These are used to guide students through the process of identifying where an example person could be saving money by focusing on what she needs, shopping around for the best deals and buying less. Students then get chance to find a house using property websites to suit her budget. Pupils will need access to the internet.
Suitable for upper KS2 and above.
**Leave a positive review and I will send you a free lesson as a thank you. Just email Hannah at resourcestreet1@gmail.com **
16 HOURS UNIT (more just added!)- Bank Accounts, Tax, Debt, Budgeting, Inflation, Economy - everything! 50x resources in 14 lesson packs. Well differentiated to three challenge levels - all hour long PowerPoints come with clear LOs, starters, plenaries, accompanying clips and worksheets. Created by EC Publishing - who recently made the Bank of England's financial education resources.
1. Income and Expenditure Introduction- credit and debit
2. Budgeting - being financially savvy and keeping to a personal budget
3. Payslips, tax and national insurance.
4. Public money - how it's spent nationally and locally.
5. Saving, investing and pensions - how to plan for a secure financial future.
6. Personal finance and debt- managing your finances sensibly.
7. Financial products- debit cards, loans, credit cards, bank accounts, what are they for and how do we use them.
9. Money Laundering - what is it and why shouldn't we do it.
10. Financial Products, loans, avings and management.
11. Independent living - with a focus on being financially literate and self-sufficient.
12. What are payday loans and why are these so risky?
13. Why do I need to know about pensions?
14. Buying or renting? Cars and houses.
15. The cost of Living Crisis
16. The economy
Variety of different level tasks for MA,LA or Core. Suitable for secondary - all editable.
ALSO - Leave me a review and I'll send you a resource of your choice for free.
Differentiated to 3 levels or 4 levels where possible
Designed to fit Ofsted criteria for' Good' or above
Credit to BBC for clip and links
NEW 11 HOURS- A selection of brand new 2026/27 EC Publishing PSHE lessons created for the new 2026 KS3 DfE / PSHE Association guidance for managing money and finances throughout life successfully. Perfect for young people navigating our challenging modern world. There are 11 hours of total content as three of the lessons are doubles, each coming with detailed easy to follow PowerPoint, worksheets, clips, activities and info packs. Made by a wonderful team of consultants and teachers who are, above all, humans, not AI (we write and check every word and fact and are happy to stake our company reputation on what we produce). This is a saver pack - bought separately the lessons would total £19.
CONTENTS:
Budgeting Money Introduction - NEW 2026 - One hour lesson introducing the concept of budgeting with all the templates needed for students to create a working budget plan. Students will first discover what budgeting, sources of income and outgoings are, before investigating why it’s important to budget and studying a sample budgeting plan from an average teenager. Finally they will create their own. Includes lesson plan. This has been created to best suit KS3, but could easily be used with KS4 and is entirely editable. It covers the DfE and PSHE Association guidance for 2026 and will last you one hour.
Budgeting personal finances through life PSHE - NEW 2026 DfE GUIDANCE COMPLIANT (see lesson plan included for details). New lesson with a focus on how we can be responsible with our personal finances and avoid bad debt. Students will recap on key monetary terms (interest, short-term loans, debt, long-term loans, credit score) before investigating different case studies of young people in financial trouble. To arm them for this task, they will first read through a source pack and complete a clip task. Students will then review the advice they gave and then complete the plenary summarizing what they learned today. The lesson includes a detailed, editable PowerPoint, accompanying worksheets, information pack, clip tasks, analysis tasks, creative tasks, signposting and much more. Suitable for KS3 or KS4. Includes detailed lesson plan.
Saving Money - New PSHE lesson, best suited to lower KS3. Students will explore wants and needs, saving and investing, as well as different types of savings accounts and their benefits, before beginning to investigate stocks and bonds at a basic level. They will also cover a basic explanation of interest and how banks work. Includes lesson plan. There are a variety of tasks, from clips, bingo, analysis, role-play, case studies and more. Everything is editable and ready to go and I’ve tried to make a dry-ish subject as fun as possible. This lesson is taken from the new 2026 EC Publishing Complete Primary Package, which can be found with a quick Google on the EC Publishing website.
Introduction to Entrepreneurship - New lesson for 2026 (lesson plan details new guidelines covered) which focuses on what exactly it means to start a business and become an entrepreneur. Students will explore case studies of famous entrepreneurs from diverse backgrounds, analyse a clip of Elon Musk giving advice to wanna-be entrepreneurs and complete interactive tasks following the exploits of Tom, a student who starts a business up whilst at school. The resources are editable, fun, creative and ready to go. Includes lesson plan.
Managing a household budget - DOUBLE LESSON - New for 2026 - a two hour lesson on planning and managing a household budget. Students will examine the household budgets of four UK households - a young couple on average income, a divorcee nurse, a wealthy businessman and a young family with a disabled child. Their task is to stick to the budgets of each household, whilst navigating financial challenges such as pregnancy, a new car, a brother in debt, carer’s allowance, lodgers and much more! This is a fun lesson and culminates in a video bingo game about how different levels of income are managed by UK citizens. Best for KS4/5 but nothing unsuitable for KS3.
Financial Exploitation - 2 HOURS for new 2026 RSHE guidance (see lesson plan included for details) - In this double lesson students will explore online scams, with particular regard to financial exploitation and money laundering. They will investigate how easy it is to fall for a scam, the common techniques used by scammers and how to spot one. Students will then focus on a growing criminal industry which young people often fall victim to; money laundering. They will discover how money laundering works, what happens to the victims, the penalties, and how criminals operate to trick people and avoid detection. The lesson includes a detailed, editable PowerPoint, accompanying worksheets, information pack, clip tasks, analysis tasks, creative tasks and much more. Suitable for KS3 or KS4. Includes detailed lesson plan.
Resilience, Wisdom and Being Tough PSHE (student loans, pensions, rent and mortgages) - Brand new, 2 hour lesson which may be one of the most important lessons we’ve ever produced. The lesson informs students about the realistic levels of challenge they will face as they strive for a successful adulthood in modern, competitive Britain. The topics are all off-line subjects for this lesson, and those covered are; mortgages and the housing market, university and alternatives, pensions and their importance, attitude and entitlement and credit scores. The lesson aims to equip students with essential knowledge they need and the inspiration to be tough, resilient, wise and future-proof.
Best suited to KS5 (or maybe Year 11) Students will complete a wide range of tasks, literacy-based, creative presentation, case studies, analysis and clip tasks. Everything is editable and easy to just pick up and use. All information need is included.
The UK Economy: New edition, all new content. A detailed, differentiated and editable PSHE/Citizenship/Finance lesson which has been updated for 2026 and will last you up to 90 mins. The lesson introduces what the economy is, what is happening with the UK economy currently, what key terms such as recession, growth and austerity mean, why interest rates have risen and what it all means for the everyday Brit’s pockets.
Who are EC Publishing?
EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK.
We also run the EC Publishing site where you can find everything you need for PSHE, RE and Citizenship at discounted rates. You can contact us at info@ecpublishing.co.uk
Check out our PSHE Packages on Tes here:
Complete KS3 PSHE and RSE
Complete KS4 PSHE and RSE
Complete KS5 PSHE and RSE
One Year of Citizenship and British Values
Complete KS3 RE
Complete Careers and Employability
AQA Citizenship GCSE Mega Pack
Teaching PSHE, RE or Citizenship GCSE next year? Why not join our Citizenship and PSHE teachers Facebook group, with 12,000 other teachers, for guidance, advice and resource sharing.
Personally created money management Power Point tailored for SEN individuals. Money management can cause some confusion as to where money comes from, this power point is based upon individuals receiving a weekly allowance. Visual prompts included on the slides. Use this resource along side the budget sheet to embed money management.
NEW 2026 - One hour lesson introducing the concept of budgeting with all the templates needed for students to create a working budget plan. Students will first discover what budgeting, sources of income and outgoings are, before investigating why it’s important to budget and studying a sample budgeting plan from an average teenager. Finally they will create their own. Includes lesson plan.
This has been created to best suit KS3, but could easily be used with KS4 and is entirely editable. It covers the DfE and PSHE Association guidance for 2026 and will last you one hour.
Activities are scaffolded, there is a detailed and colourful PowerPoint, clip tasks, partnered tasks, active tasks, worksheets, literacy tasks, information pack, signposting to further help agencies and charities, clear outcomes and also progress measurers. Includes optional assessment sheet.
It is fully editable, engaging and very easy to follow. This lesson is taken from the new EC Publishing Complete PSHE Package, found at the EC Publishing website.
Check out the EC Publishing website for full, affordable PSHE, Citizenship and RE Packages for all year groups including the new 2024 Complete PSHE Package. You can contact us at info@ecpublishing.co.uk
Who are EC Resources?
EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK.
Check out our PSHE Packages on Tes here:
Complete KS3 PSHE and RSE
Complete KS4 PSHE and RSE
Complete KS5 PSHE and RSE
One Year of Citizenship and British Values
Complete KS3 RE
Complete Careers and Employability
AQA Citizenship GCSE Mega Pack
xxcr
Teaching PSHE, RE or Citizenship GCSE next year? Why not join our Citizenship and PSHE teachers Facebook group, with 12,000 other teachers, for guidance, advice and resource sharing.
An extended group project for 16+ students, focusing on independent living skills, budgeting and preparing for post-FE transitions.
In small groups, students will be given different ‘incomes’ and circumstances. They must make it through a month without breaking the bank, accounting for both foreseeable and unforeseeable costs.
The presentation will take the groups through the month, starting with them having to find a new place to live and facing the costs that go with moving. Students will then have to make shopping lits of household essentials, food, etc.
The lesson is fairly open-ended and can be adapted easily for different lesson durations and for learners of varying ages and abilities. Students can use the attached budgeting sheets to keep track of their balance.
This resource includes three engaging lessons with accompanying worksheets to help students develop essential money management skills.
Lessons included:
Services Provided by Banks : Understanding the role of banks and the services they offer.
The Advantages of Saving Money : Exploring the benefits of saving and planning for the future.
The Advantages of Borrowing Money : Learning why people borrow money and the responsibilities involved
Money talk/ Debt/ Credit/ Managing money/ Jargon/ Assembly idea/ Secondary Whole school
Do your students really understand credit and debt?
This 10-15 minute assembly is designed to educate students about money management and the dangers surrounding debt. It gets students to think about the Mathematics behind money.
It covers Loans, Payday loans, Credit cards and Overdraft as well as trying to do some ‘jargon busting’.
This assembly is not designed to scare students, it is designed to teach them what to be aware of and what traps to avoid.
The pack contains:
Powerpoint with notes and Maths (pre worked out)
A ‘how to use’ document contains synopsis, help with delivery and customisation ideas.
Thanks for looking
This resource is an assessment work book covering the learning objectives and assessment criteria of the unit.
It contains a range of activities designed to specifically meet assessment criteria as well as blank witness statements and space for photographic evidence. Each sheet has a handy ‘assessment for learning emoji’ for learners to self assess as well as a final sheet for learners/assessors to make comments and to plan next steps.
The resource was originally used in a SEND school Post 16 setting but it could equally be used with entry level learners in a range of different contexts.
It is in WORD format to allow for ease of adapting to individual settings.
The booklet was designed to ensure the ASDAN unit was achieved however ASDAN were not involved in its creation.
I hope that it saves you some valuable time.
Best wishes
The Entry Level Helper
Entrylevelhelper@gmail.com
Managing a household budget - Careers Lesson- Careers Education and CDI Framework. 1-2 hour Lesson. Part of the Cre8tive Careers KS5 Resources for Sixth Formers or Year 11 Students on personal finance. Editable 20 slide PowerPoint Lesson, Lesson Assessment, Student Resources, Signposting to extra support services.
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Learning Objectives
To explore how to calculate from an annual salary Gross Pay and Net Pay.
To understand how an average house hold budget might look like
To explore how the life choices we make can impact our financial situation
Some Key Terms Covered
Gross Pay, Net Pay, Annual Salary, Income, Expenditure, Debt
Careers (Assessment) Objectives
I can define Gross Pay and Net Pay
I know the main monthly bills that need paying when running a house
I understand the importance of budgeting
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Each Lesson Pack Contains:
☞ 1 Fully Editable PowerPoint (Learning Outcomes, Confidence Checkers, Assessment of Learning, Variety of Tasks, Video Embedded URL Clips, Engaging Premium Quality Slides, Extra Support Websites, Challenging & Thoughtful Questioning)
☞ Most lessons include a Worksheet
☞ Assessment Opportunity (Confidence Checker)
☞ Teacher Notes (On some slides)
☞ Mapped against the Careers Development Index (CDI) and Gatsby Benchmarks
⟴ PSHE Association Theme: Living in Wider World
⟴ Be Ofsted and DfE PSHE ready with our resources! Product Code: RSE/C8/LS/205
❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀
⇨ KS4 Relationships and Sex Education Unit
⇨ Y11 Staying Safe (Parties, Online and Drugs) Unit Bundle
⇨ KS4 Drugs Education Unit Bundle
⇨ Women’s Health Unit in 2020 Unit Bundle
⇨ Contraception and STI Unit Y9’s Bundle
⇨ Law Crime and Society Unit Bundle
⇨ Extremism + Radicalisation + Terrorism Unit Bundle
⇨ An introduction to Politics for KS3 Students
NEW 2026 DfE GUIDELINES COMPLIANT (see lesson plan for details). A brand new 2026 lesson all about how we can decrease stress levels and improve our exam performance. It focuses on what students should be doing and what they should avoid doing and why on the lead up to exams, with many easy and practical ideas that any student can implement.
This has been created to cover the DfE and PSHE Association guidance for 2026 and will last you at least one hour. Everything is editable. Taken from the new 2026 EC Publishing Complete PSHE Package,
Activities are scaffolded, there is a detailed and colourful PowerPoint, clip tasks, partnered tasks, worksheets, literacy tasks, detailed information pack, signposting to further help agencies and charities, clear outcomes and also progress measurers. Includes optional assessment sheet.
It is fully editable, engaging and very easy to follow.
Check out the EC Publishing website for full, affordable PSHE, Citizenship and RE Packages for all year groups including the new 2026 Complete PSHE Package. You can contact us at info@ecpublishing.co.uk
We are confident you’ll be pleased with this resource – however, if you have any issues at all, contact us at info@ecpublishing.co.uk and we’ll help you straight away. If you try to contact us through Tes we may not for be alerted for days so may not be able to help you on time.
Who are EC Resources?
EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK.
You may also like our:
COMPLETE KS3 PSHE PACKAGE
COMPETE KS4 PSHE PACKAGE
COMPLETE KS5 PSHE PACKAGE
COMPLETE RE KS3 PACKAGE
ONE YEAR OF KS3 CITIZENSHIP
AQA CITIZENSHIP MEGA BUNDLE
All of which can also be found at discounted rates on the EC Publishing Ltd website (with a quick Google). For any queries or school invoice orders contact us at info@ecpublishing.co.uk
Teaching PSHE, RE or Citizenship GCSE next year? Why not join our Citizenship and PSHE teachers Facebook group, with 12,000 other teachers, for guidance, advice and resource sharing.
DOUBLE LESSON - New for 2026 - a two hour lesson on planning and managing a household budget. Students will examine the household budgets of four UK households - a young couple on average income, a divorcee nurse, a wealthy businessman and a young family with a disabled child. Their task is to stick to the budgets of each household, whilst navigating financial challenges such as pregnancy, a new car, a brother in debt, carer’s allowance, lodgers and much more! This is a fun lesson and culminates in a video bingo game about how different levels of income are managed by UK citizens. Best for KS4/5 but nothing unsuitable for KS3.
We are confident you’ll be pleased with this resource – however, if you have any issues at all, contact us at info@ecpublishing.co.uk and we’ll help you straight away. If you try to contact us through Tes we may not for be alerted for days so may not be able to help you on time.
Who are EC Resources?
EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK.
Please visit our Tes store https://www.tes.com/teaching-resources/shop/EC_Resources for everything PSHE, RSE, RE and Citizenship.
Teaching PSHE, RE or Citizenship GCSE next year? Why not join our Citizenship and PSHE teachers Facebook group, with 12,000 other teachers, for guidance, advice and resource sharing.
A computer based worksheet, students use the hyperlinks to answer questions and particularly enjoy drawing up their own budget using excel we had one student who afte a year had a positive cash flow of £1,000 after birthday money of approx £500!!
This resource has been developed for ESOL learners in a FE college. It looks at banking, saving money, budgeting and credit. In every lesson I have used a video clip from the Bank of England site which gives learners a broader view of the world of banking.