Financial Education - Saving and managing money - Careers Lesson. Editable 22 slide PowerPoint Lesson, Lesson Assessment, Student Resources, Signposting to extra support services. Bonus Mindfulness Activity and much more. ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰ Learning Objectives To define a variety of banking and financial key terms To understand the importance of saving money and the different methods of storing it To be able to identify the difference between essential and non- essential expenditure Some Key Terms Covered DEPOSIT BOX, BRANCH, DEBIT CARD, BANK ACCOUNT, NEEDS, WANTS, BUDGET, DEBT ** (Assessment) Objectives** I understand the meanings of a wide range of financial key terms I can evaluate different ways of storing money I  can explain the many advantages to having a bank account Each Lesson Pack Contains: ☞ 1 Fully Editable PowerPoint (Learning Outcomes, Confidence Checkers, Assessment of Learning, Variety of Tasks, Video Embedded URL Clips, Engaging Premium Quality Slides, Extra Support Websites, Challenging & Thoughtful Questioning) ☞ Most lessons include a Worksheet ☞ Assessment Opportunity (Confidence Checker) ☞ Teacher Notes (On some slides) ⟴ Be Ofsted and DfE PSHE ready with our resources! Product Code: RSE/C8/LS/180 Why not check out some of our latest PSHE super bundles below: Personal Finance as a young adult Online Safety + Staying Safe Y12 Survival Kit - Personal Safety Y11 Survival Kit - Revision + Exam Stress British Values Explored Bundle PSHE - Debating Topical Issues Society, Body Image + Peer Pressure Finance Risk + Online Safety

2 x 1 hour long Finance / Careers lessons. 1) Cost of living, a new lesson where students will examine why life in the UK is so costly at the moment, how people are budgeting for this and explore inflation, comparing 2026/7 to costs five years ago. 2) (bonus lesson) A lesson exploring how workers budget once they have received their payslip. This explores credit and debit, overdrafts, current accords and lending. Both lessons are shown in the previews. Financial Capability resources: 2 x 1 hour PowerPoint, clips, worksheets, differentiated fully KS3/4. Complete 2 hour lessons with worksheets, suitable for KS3/4 easily adapted for either. Find more lessons on everything from RSE, misogyny, masculinity and Andrew Tate to jobs, consent, stereotyping, employment and careers, dating, love, drugs, alcohol, vaping, sleep, mental health and wellbeing, extremism, pornography, gender and transgender prejudice, racism, British Values, living in the wider world, sexual health, equality and diversity, STIs, contraception, sex and relationships and much more at the EC Publishing website. Many more inexpensive and free resources at my shop: EC_Resources<

New PSHE lesson, best suited to lower KS3. Students will explore wants and needs, saving and investing, as well as different types of savings accounts and their benefits, before beginning to investigate stocks and bonds at a basic level. They will also cover a basic explanation of interest and how banks work. Includes lesson plan. There are a variety of tasks, from clips, bingo, analysis, role-play, case studies and more. Everything is editable and ready to go and I’ve tried to make a dry-ish subject as fun as possible. This lesson is taken from the new 2026 EC Publishing Complete Primary Package, which can be found with a quick Google on the EC Publishing website. Who are EC Resources? EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK. You can visit our website at EC Publishing for further discounts, complete school packages, everything you could need for PSHE, RE, Citizenship and much more, and can email us at info@ecpublishing.co.uk Check out our PSHE Packages on Tes here: Complete KS3 PSHE and RSE Complete KS4 PSHE and RSE Complete KS5 PSHE and RSE One Year of Citizenship and British Values Complete KS3 RE Complete Careers and Employability AQA Citizenship GCSE Mega Pack x68x Teaching PSHE, RE or Citizenship GCSE next year? Why not join our Citizenship and PSHE teachers Facebook group, with 12,000 other teachers, for guidance, advice and resource sharing.

A 28-page SEN-friendly workbook teaching budgeting, saving, and spending skills. Covers needs vs wants, tracking spending, and setting savings goals. Print and go! What is this resource? Money Management Level 3: Managing Your Money is a printable workbook designed to teach teens and SEN learners how to manage their money wisely. This workbook follows on from Levels 1 and 2 and takes learners from understanding needs vs wants through to creating a simple budget and setting their own savings goals. Perfect for PSHE lessons, life skills programmes, functional skills, Entry Level qualifications, or supporting young people preparing for independence. Topics covered Needs vs Wants – understanding the difference and why it matters It Depends on the Situation – recognising that some items can be needs or wants depending on circumstances Income & Expenditure – understanding money coming in and going out Tracking Your Spending – keeping a record of where money goes Creating a Simple Budget – planning income, fixed costs, and flexible costs Making Spending Decisions – thinking before spending and avoiding impulse buys Introduction to Saving – why saving matters and how to set a savings goal What’s included? 28-page A4 PDF workbook Welcome page with clear instructions Contents page Varied activities (sorting, scenarios, budget planning, goal setting) “What I’ve Learnt” self-assessment after every topic (with varied formats) Answer key Completion page Key features SEN-friendly – clear layouts, simple language, calm colours Varied activities – keeps learners engaged Real-life scenarios – relatable examples using realistic amounts Self-assessment pages – with varied formats (tick boxes, traffic lights, smiley scale, star rating) Practical tools – includes spending tracker and savings goal planner No prep – print and go Perfect for Secondary students (ages 11-14) SEN learners up to age 25 PSHE and Citizenship lessons Life skills and independent living programmes Functional Skills and Entry Level courses Home education Transition planning and supported living PRUs and alternative provision How to use Print the workbook and work through topics in order. Complete activities along the way and use “What I’ve Learnt” pages to check understanding. Suitable for whole-class teaching, small groups, 1:1 support, or guided independent study. Part of a series This is Level 3 of the Money Management series: Level 1: Banking Basics (available separately) Level 2: Using Your Account (available separately) Level 3: Managing Your Money (this resource) Level 4: Staying Safe – Coming Soon Level 5: Borrowing & Beyond – Coming Soon Please note This workbook teaches practical life skills, not financial advice. Learners are encouraged to ask a trusted adult for guidance with real-life money decisions.

This resource is an assessment work book covering the learning objectives and assessment criteria of the unit. It contains a range of activities designed to specifically meet assessment criteria as well as blank witness statements and space for photographic evidence. Each sheet has a handy ‘assessment for learning emoji for learners to self assess as well as a final sheet for learners/assessors to make comments and to plan next steps. The resource was originally used in a SEND school Post 16 setting but it could equally be used with entry level learners in a range of different contexts. It is in WORD format to allow for ease of adapting to individual settings. The booklet was designed to ensure the ASDAN unit was achieved however ASDAN were not involved in its creation. I hope that it saves you some valuable time. Best wishes The Entry Level Helper Entrylevelhelper@gmail.com

Secondary Financial Literacy Escape Room - Virtual Escape Room run through PowerPoint by Cre8tive Resources! This lasts an hour or under depending on how quick the teams can solve each puzzle! Students love this style of lesson, great as an educational treat for your middle school or even high school class. Will your students be able to escape before time runs out? The escape room puzzles content will be tailored to the topic of this escape room. Escape Room Product Contents: ☞ Escape Room Interactive Tracker PowerPoint - Keeps the competitive nature on display ☞ Escape Room Puzzle Keys (Six Sets for Six Teams) ☞ Escape Room Team sheet - Record codes, answers clues as they progress through the 7 rooms ☞ Escape Room Puzzles (7 Rooms = 7 Different styles of Puzzles involving numeracy, literacy and lateral thinking) ☞ Bonus Riddles with every puzzle. ☞ Teacher Answer Sheet - Quickly confirm to teams they have solved the puzzle correctly ☞ Teacher instructions of how to set up the escape room and what to print and top tips and shortcuts. ☞ Successful Escape Certificates for those that complete the entire challenge (There is a difficult bonus escape too :) for any quick teams ✿ The 7 Rooms include: The Classroom, The Fair, The Interview, The Website, Job Interview, Boss’s Office, and the Extra Secret Escape Room location. It is suitable for Middle School and High School students. JUST PRINT AND GO! They can also be used to encourage a flipped learning environment. Financial Literacy

This resource could be used as a post test project, as an end of year activity or during money week to teach about saving money for a purpose. A PowerPoint, bank statement and tasks sheet is included. These are used to guide students through the process of identifying where an example person could be saving money by focusing on what she needs, shopping around for the best deals and buying less. Students then get chance to find a house using property websites to suit her budget. Pupils will need access to the internet. Suitable for upper KS2 and above. **Leave a positive review and I will send you a free lesson as a thank you. Just email Hannah at resourcestreet1@gmail.com **

This resource is an assessment work book covering the learning objectives and assessment criteria of the unit. It contains a range of activities designed to specifically meet assessment criteria as well as blank witness statements and space for photographic evidence. Each sheet has a handy ‘assessment for learning emoji’ for learners to self assess as well as a final sheet for learners/assessors to make comments and to plan next steps. The resource was originally used in a SEND school Post 16 setting but it could equally be used with entry level learners in a range of different contexts. It is in WORD format to allow for ease of adapting to individual settings. The booklet was designed to ensure the ASDAN unit was achieved however ASDAN were not involved in its creation. I hope that it saves you some valuable time. Best wishes The Entry Level Helper Entrylevelhelper@gmail.com

Personally created money management Power Point tailored for SEN individuals. Money management can cause some confusion as to where money comes from, this power point is based upon individuals receiving a weekly allowance. Visual prompts included on the slides. Use this resource along side the budget sheet to embed money management.

Money talk/ Debt/ Credit/ Managing money/ Jargon/ Assembly idea/ Secondary Whole school Do your students really understand credit and debt? This 10-15 minute assembly is designed to educate students about money management and the dangers surrounding debt. It gets students to think about the Mathematics behind money. It covers Loans, Payday loans, Credit cards and Overdraft as well as trying to do some ‘jargon busting’. This assembly is not designed to scare students, it is designed to teach them what to be aware of and what traps to avoid. The pack contains: Powerpoint with notes and Maths (pre worked out) A ‘how to use’ document contains synopsis, help with delivery and customisation ideas. Thanks for looking

An extended group project for 16+ students, focusing on independent living skills, budgeting and preparing for post-FE transitions. In small groups, students will be given different ‘incomes’ and circumstances. They must make it through a month without breaking the bank, accounting for both foreseeable and unforeseeable costs. The presentation will take the groups through the month, starting with them having to find a new place to live and facing the costs that go with moving. Students will then have to make shopping lits of household essentials, food, etc. The lesson is fairly open-ended and can be adapted easily for different lesson durations and for learners of varying ages and abilities. Students can use the attached budgeting sheets to keep track of their balance.

Introduction to money management

A computer based worksheet, students use the hyperlinks to answer questions and particularly enjoy drawing up their own budget using excel we had one student who afte a year had a positive cash flow of £1,000 after birthday money of approx £500!!

Managing a household budget - Careers Lesson- Careers Education and CDI Framework. 1-2 hour Lesson. Part of the Cre8tive Careers KS5 Resources for Sixth Formers or Year 11 Students on personal finance. Editable 20 slide PowerPoint Lesson, Lesson Assessment, Student Resources, Signposting to extra support services. ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰ Learning Objectives To explore how to calculate from an annual salary Gross Pay and Net Pay. To understand how an average house hold budget might look like To explore how the life choices we make can impact our financial situation Some Key Terms Covered Gross Pay, Net Pay, Annual Salary, Income, Expenditure, Debt Careers (Assessment) Objectives I can define Gross Pay and Net Pay I know the main monthly bills that need paying when running a house I understand the importance of budgeting ✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰✰ Each Lesson Pack Contains: ☞ 1 Fully Editable PowerPoint (Learning Outcomes, Confidence Checkers, Assessment of Learning, Variety of Tasks, Video Embedded URL Clips, Engaging Premium Quality Slides, Extra Support Websites, Challenging & Thoughtful Questioning) ☞ Most lessons include a Worksheet ☞ Assessment Opportunity (Confidence Checker) ☞ Teacher Notes (On some slides) ☞ Mapped against the Careers Development Index (CDI) and Gatsby Benchmarks ⟴ PSHE Association Theme: Living in Wider World ⟴ Be Ofsted and DfE PSHE ready with our resources! Product Code: RSE/C8/LS/205 ❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀ ⇨ KS4 Relationships and Sex Education Unit ⇨ Y11 Staying Safe (Parties, Online and Drugs) Unit Bundle ⇨ KS4 Drugs Education Unit Bundle ⇨ Women’s Health Unit in 2020 Unit Bundle ⇨ Contraception and STI Unit Y9’s Bundle ⇨ Law Crime and Society Unit Bundle ⇨ Extremism + Radicalisation + Terrorism Unit Bundle ⇨ An introduction to Politics for KS3 Students

DOUBLE LESSON - New for 2026 - a two hour lesson on planning and managing a household budget. Students will examine the household budgets of four UK households - a young couple on average income, a divorcee nurse, a wealthy businessman and a young family with a disabled child. Their task is to stick to the budgets of each household, whilst navigating financial challenges such as pregnancy, a new car, a brother in debt, carer’s allowance, lodgers and much more! This is a fun lesson and culminates in a video bingo game about how different levels of income are managed by UK citizens. Best for KS4/5 but nothing unsuitable for KS3. You can contact us at info@ecpublishing.co.uk Who are EC Resources? EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK. Please visit our Tes store https://www.tes.com/teaching-resources/shop/EC_Resources for everything PSHE, RSE, RE and Citizenship. Teaching PSHE, RE or Citizenship GCSE next year? Why not join our Citizenship and PSHE teachers Facebook group, with 12,000 other teachers, for guidance, advice and resource sharing.

NEW 2026 DfE GUIDELINES COMPLIANT (see lesson plan for details). A brand new 2026 lesson all about how we can decrease stress levels and improve our exam performance. It focuses on what students should be doing and what they should avoid doing and why on the lead up to exams, with many easy and practical ideas that any student can implement. This has been created to cover the DfE and PSHE Association guidance for 2026 and will last you at least one hour. Everything is editable. Taken from the new 2026 EC Publishing Complete PSHE Package, Activities are scaffolded, there is a detailed and colourful PowerPoint, clip tasks, partnered tasks, worksheets, literacy tasks, detailed information pack, signposting to further help agencies and charities, clear outcomes and also progress measurers. Includes optional assessment sheet. It is fully editable, engaging and very easy to follow. Check out the EC Publishing website for full, affordable PSHE, Citizenship and RE Packages for all year groups including the new 2024 Complete PSHE Package. You can contact us at info@ecpublishing.co.uk Who are EC Resources? EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK. You may also like our: COMPLETE KS3 PSHE PACKAGE COMPETE KS4 PSHE PACKAGE COMPLETE KS5 PSHE PACKAGE COMPLETE RE KS3 PACKAGE ONE YEAR OF KS3 CITIZENSHIP AQA CITIZENSHIP MEGA BUNDLE All of which can also be found at discounted rates on the EC Publishing Ltd website (with a quick Google). For any queries or school invoice orders contact us at info@ecpublishing.co.uk Teaching PSHE, RE or Citizenship GCSE next year? Why not join our Citizenship and PSHE teachers Facebook group, with 12,000 other teachers, for guidance, advice and resource sharing.

This resource can be used to highlight the consequences of getting into debt and why it is important to manage money. This lesson was created for a PSHE observation lesson for Sixth Form but could be used for Year 10 and Year 11 also.

Work booklet Ideal for Entry 1-3 or ESOL, key words, definitions, making a budget .

This resource has been developed for ESOL learners in a FE college. It looks at banking, saving money, budgeting and credit. In every lesson I have used a video clip from the Bank of England site which gives learners a broader view of the world of banking.