Smart Consumer: Scheme of Work | NSW Stage 5

The complete 10-lesson scheme of work for The consumer and financial environment — a Stage 5 (Years 9–10) core focus area from the NSW Commerce 7–10 Syllabus (2024).

This is a single 54-page PDF pack: the unit overview (unit map, retrieval map, lesson architecture notes) plus all ten complete lesson files, bookmarked for easy navigation — consumer rights and guarantees, smart purchasing decisions, contracts, credit and buy-now-pay-later, budgeting, superannuation, scams, insurance, online shopping rights, and judging a big financial decision. Every lesson shares one consistent design: retrieval practice, a graphic organiser, an I do/we do/you do task built around two real Australian organisations (CHOICE and Afterpay) and a hypothetical 16-year-old, Zac, whose financial choices run across the whole unit, a differentiated extension, an exam-style extended response with sentence starters, and a plenary self-assessment — closed with a full teacher guide with answers.

Includes the unit map, a retrieval map, and notes on where the unit’s central “consumer decision loop” diagram is reused.

Written to the NSW Commerce 7–10 Syllabus (2024), Stage 5, The consumer and financial environment (core) — outcome codes and content points are not printed in the resource itself; check these against your own syllabus download before use in formal programming.

Want to try before you buy? The first lesson, What rights do you actually have as a consumer?, is also listed separately for free — https://www.tes.com/teaching-resource/-13559544

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