Teaching and learning resource for Pearson BTEC Business Level 3 - Unit 3 (Personal and Business Finance). This pack contains a full PowerPoint which is 356 slides covering all learning aims (A, B, C, D, E & F) and topics for Unit 3.
The PowerPoint includes lesson objectives, starter activities, key theory/information, tasks/activities, past papers/mark schemes and plenaries) on ALL the topics in Unit 3 (Personal and Business Finance).
All resources/worksheets have been put into the PowerPoint so you just need to print off the slide you want the student to complete during the lesson.
Each lesson is ready to go but can also be easily adapted to suit individual needs. The resource contains up to date examples as well as revision lists to help students revise.
A great resource that will help you deliver this unit with ease!
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NEW 11 HOURS- A selection of brand new 2026/27 EC Publishing PSHE lessons created for the new 2026 KS3 DfE / PSHE Association guidance for managing money and finances throughout life successfully. Perfect for young people navigating our challenging modern world. There are 11 hours of total content as three of the lessons are doubles, each coming with detailed easy to follow PowerPoint, worksheets, clips, activities and info packs. Made by a wonderful team of consultants and teachers who are, above all, humans, not AI (we write and check every word and fact and are happy to stake our company reputation on what we produce). This is a saver pack - bought separately the lessons would total £19.
CONTENTS:
Budgeting Money Introduction - NEW 2026 - One hour lesson introducing the concept of budgeting with all the templates needed for students to create a working budget plan. Students will first discover what budgeting, sources of income and outgoings are, before investigating why it’s important to budget and studying a sample budgeting plan from an average teenager. Finally they will create their own. Includes lesson plan. This has been created to best suit KS3, but could easily be used with KS4 and is entirely editable. It covers the DfE and PSHE Association guidance for 2026 and will last you one hour.
Budgeting personal finances through life PSHE - NEW 2026 DfE GUIDANCE COMPLIANT (see lesson plan included for details). New lesson with a focus on how we can be responsible with our personal finances and avoid bad debt. Students will recap on key monetary terms (interest, short-term loans, debt, long-term loans, credit score) before investigating different case studies of young people in financial trouble. To arm them for this task, they will first read through a source pack and complete a clip task. Students will then review the advice they gave and then complete the plenary summarizing what they learned today. The lesson includes a detailed, editable PowerPoint, accompanying worksheets, information pack, clip tasks, analysis tasks, creative tasks, signposting and much more. Suitable for KS3 or KS4. Includes detailed lesson plan.
Saving Money - New PSHE lesson, best suited to lower KS3. Students will explore wants and needs, saving and investing, as well as different types of savings accounts and their benefits, before beginning to investigate stocks and bonds at a basic level. They will also cover a basic explanation of interest and how banks work. Includes lesson plan. There are a variety of tasks, from clips, bingo, analysis, role-play, case studies and more. Everything is editable and ready to go and I’ve tried to make a dry-ish subject as fun as possible. This lesson is taken from the new 2026 EC Publishing Complete Primary Package, which can be found with a quick Google on the EC Publishing website.
Introduction to Entrepreneurship - New lesson for 2026 (lesson plan details new guidelines covered) which focuses on what exactly it means to start a business and become an entrepreneur. Students will explore case studies of famous entrepreneurs from diverse backgrounds, analyse a clip of Elon Musk giving advice to wanna-be entrepreneurs and complete interactive tasks following the exploits of Tom, a student who starts a business up whilst at school. The resources are editable, fun, creative and ready to go. Includes lesson plan.
Managing a household budget - DOUBLE LESSON - New for 2026 - a two hour lesson on planning and managing a household budget. Students will examine the household budgets of four UK households - a young couple on average income, a divorcee nurse, a wealthy businessman and a young family with a disabled child. Their task is to stick to the budgets of each household, whilst navigating financial challenges such as pregnancy, a new car, a brother in debt, carer’s allowance, lodgers and much more! This is a fun lesson and culminates in a video bingo game about how different levels of income are managed by UK citizens. Best for KS4/5 but nothing unsuitable for KS3.
Financial Exploitation - 2 HOURS for new 2026 RSHE guidance (see lesson plan included for details) - In this double lesson students will explore online scams, with particular regard to financial exploitation and money laundering. They will investigate how easy it is to fall for a scam, the common techniques used by scammers and how to spot one. Students will then focus on a growing criminal industry which young people often fall victim to; money laundering. They will discover how money laundering works, what happens to the victims, the penalties, and how criminals operate to trick people and avoid detection. The lesson includes a detailed, editable PowerPoint, accompanying worksheets, information pack, clip tasks, analysis tasks, creative tasks and much more. Suitable for KS3 or KS4. Includes detailed lesson plan.
Resilience, Wisdom and Being Tough PSHE (student loans, pensions, rent and mortgages) - Brand new, 2 hour lesson which may be one of the most important lessons we’ve ever produced. The lesson informs students about the realistic levels of challenge they will face as they strive for a successful adulthood in modern, competitive Britain. The topics are all off-line subjects for this lesson, and those covered are; mortgages and the housing market, university and alternatives, pensions and their importance, attitude and entitlement and credit scores. The lesson aims to equip students with essential knowledge they need and the inspiration to be tough, resilient, wise and future-proof.
Best suited to KS5 (or maybe Year 11) Students will complete a wide range of tasks, literacy-based, creative presentation, case studies, analysis and clip tasks. Everything is editable and easy to just pick up and use. All information need is included.
The UK Economy: New edition, all new content. A detailed, differentiated and editable PSHE/Citizenship/Finance lesson which has been updated for 2026 and will last you up to 90 mins. The lesson introduces what the economy is, what is happening with the UK economy currently, what key terms such as recession, growth and austerity mean, why interest rates have risen and what it all means for the everyday Brit’s pockets.
Who are EC Publishing?
EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK.
We also run the EC Publishing site where you can find everything you need for PSHE, RE and Citizenship at discounted rates. You can contact us at info@ecpublishing.co.uk
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Powerpoints to accompany the new OCR Personal Finance Year 12 Enrichment courses.
This is taken directly from the published OCR Scheme of Work in Excel on Cambridge Online that I have converted into powerpoints with images and tasks using various tools.
30 hour long Lesson Powerpoints with activities and homeworks that covers the whole of the teaching course…
It took me 2 days to create, so hopefully this saves you a bit of time!
Complete set of worksheets for Unit 3 : Personal and Business Finance (BTEC Level 3 National in Business).
This is a complete set of knowledge sheets, checking recall/understanding of the content in Unit 3.
I have named these sheet “Show You Know sheets” when using them with my own classes.
These Show You Know sheets would work well as:
homework
in-class independent work following direct instruction
mini assessments
revision
An answer sheet is provided for all worksheets (which could be used by the teacher or provided to students to mark their own work).
Full list of sheets included:
A1 Functions of money
A1 Role of money
A2 Methods of payment
A3 Current accounts
A4 Managing personal finance : borrowing
A4 Managing personal finance : insurance
A4 Managing personal finance : savings and investment
A4 Managing personal finance : risk and reward
B1 Financial institutions
B2 Communicating with customers
B3 Consumer protection
B4 Info, advice and guidance
C1 Purpose of accounting
C2 Types of income : Capital income
C2 Types of income : Revenue income
C3 Types of expenditure : Capital expenditure
C3 Types of expenditure: Revenue expenditure
D1 Sources of finance : Internal finance
D1 Sources of finance : External finance
E1 Cash flow forecasts : Cash flow purpose
E1 Cash flow forecasts : Cash flow layout
E2 Break-even analysis : Costs
E2 Break-even analysis : Revenue
E2 Break-even analysis : Formula
E2 Break-even analysis : Chart
F1 Statement of Comprehensive Income : Purpose
F1 Statement of Comprehensive Income : Profit
F1 Statement of Comprehensive Income : Depreciation
F1 Statement of Comprehensive Income : Prepayments and Accruals
F2 Statement of Financial Position : Purpose
F2 Statement of Financial Position : Assets & Liabilities
F3 Measuring profitability : GPM & NPM
F3 Measuring profitability : Mark-up
F3 Measuring profitability : ROCE
F4 Measuring liquidity : Current Ratio
F4 Measuring liquidity : Liquid Capital Ratio
F4 Measuring liquidity : Mixed practice
F5 Measuring efficiency : Trade receivables days
F5 Measuring efficiency : Trade payables days
F5 Measuring efficiency : Inventory turnover days
F6 Limitations of financial ratios
These worksheets were created using Student Book 1 (pictured).
This bundle includes Lessons for all topics in IGCSE/GCSE Business studies. Theme 3; Business finance. Includes Lesson power points, resources, multiple choice quizzes, AfL throughout, printable resources, case studies and much more!! All tasks are differentiated and very student-led. Additional planning will not be required. All lessons are observation ready guaranteed to impress.
3.5 Accounts analysis is not included in this bundle but 3.5 Accounts analysis is available for FREE via TES resource store.
A range of materials aimed at supporting teachers of the AQA A Level in Business and modified to reflect the 2023 changes. This presentation is designed to cover the topic of making financial decisions with a specific focus upon sources of finance. It considers some of the main types of internal and external sources of finance available to a business. These include debt factoring, share capital, venture capital, crowdfunding, hire purchase, working capital, sale of assets, trade credit, overdrafts, bank loans, government finance and commercial mortgages. The presentation examines each source of finance and analyses both their specific benefits and drawbacks. It also looks at which source of finance is the most appropriate for a firm, and considers the legal structure of the firm, the intended purpose of the finance and the levels of risk that a firm’s management are prepared to accept. The pack contains the Quick Fire Five knowledge questions, a short objective test, and an essay question all complete with suggested answers. This pack also includes a FREE copy of the student revision notes for this section of the course.
OCR GCSE Business Sources of Finance Worksheet.
This resource consolidates the understanding and application of sources of finance. It’s a ready to use sources of finance worksheet you can immediately print and use with your class with absolutely no preparation necessary.
The resource will be a PDF file. The worksheet is a great way to break up the lesson, reinforce the learning and check your pupils’ understanding of sources of finance, making these a brilliant easy to use addition to your teacher toolkit.
HOW CAN I USE THEM?
These worksheets are ideal for:
An easy grab-and-go classroom activity,
Homework tasks
Cover worksheets
These engaging worksheets are perfect for Business Studies teachers, non-specialists and new teachers.
WHAT IS INCLUDED?
1 PDF worksheet file, three pages long (one being the answer sheet):
The resource encourages independent learning and includes tasks that engage students such as fill in the gaps, match up, explain why and scenario questions where students are challenged to advise which source of finance is appropriate based on information they have been given. The resource also consists of a full answer sheet that can either be handed out to students for self marking or displayed/read out by the teacher.
If you find this valueable, please leave a review and check out my shop for further resources for GCSE Business!
A workbook based on all the financial calculations related to Unit 6: Finance for the new specification. It includes Cash Flow, Income Statements, Balance Sheets and Average Rate of Return. It also includes tips and a mark scheme.
Refreshed and updated PowerPoint resources aimed at assisting teachers with the delivery of the WJEC/Eduqas A-level Business specification. These slides are designed to support the delivery of the Component One topic of business finance. They analyse the benefits and drawbacks for the various internal and external sources of finance available to entrepreneurs and SMEs. The main external sources examined include venture capital; share capital; commercial mortgages; sale and leaseback; bank loans; overdrafts; government assistance; trade credit and leasing and hire purchase. The internal focus considers working capital; retained profit and the sale of assets. The slides contain the Quick Fire Five questions and also a practice essay (both with solutions).
This bundle includes Lessons for all topics in IGCSE/GCSE Business studies. Theme 1; Business activity and influences on business. Includes Lesson power points, resources, multiple choice quizzes, AfL throughout, printable resources, case studies and much more!! All tasks are differentiated and very student-led. Additional planning will not be required.
1.1 Business objectives
1.2 Types of organisations
1.3 Classification of businesses
1.4 Decisions on location
1.5 Business and the international economy
1.6 Government objectives and policies
1.7 External factors
1.8 What makes a business successful?
End of Topic examination questions for Theme 1 can be found here: https://www.tes.com/teaching-resource/resource-12971664
They are FREE! :D
A complete scheme of work for AQA 8132 Business Studies 3.6 Finance, featuring exam-style questions, financial statement spreadsheet examples, paired and group activities, printable worksheets, and discussion activities.
Designed for a mixed-ability group, PowerPoints are clear and concise with chunked explanations and plenty of stretch activities for higher-attaining students. And, of course, all answers are supplied!
3.6.1 Sources of Finance + worksheet
3.6.2 Cashflow + worksheet + spreadsheet examples
3.6.3a Break-even + worksheet + spreadsheet example
3.6.3b Investment + worksheet
3.6.4 Financial statements + worksheets + spreadsheet examples
Save yourself hours of planning with these tried and tested resources. Download now.
A new series of resources aimed at assisting teachers with the delivery of the Edexcel A Level Business specification. This resource specifically looks at topic 2.1.2. External Finance. This PowerPoint presentation looks at the concept of external sources of finance and considers both sources of finance and the methods of finance applicable to a business. Sources of finance include family and friends, banks, peer-to-peer funding, business angels, crowdfunding and other businesses. Methods of finance include loans, share capital, venture capital, overdrafts, grants, leasing, and trade credit. The slides contain several activities with suggested answers including the Quick Fire Five and a 10 mark practice question. The clear and well-presented nature of the slides are aimed at helping students to understand the topics with each topic analysed to provide a balanced assessment of the theory.
65% DISCOUNT AVAILABLE FOR THE LAST TWO WEEKS BEFORE EXAMS!! £9.99 - full price normally £28.81.
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GCSE Business Edexcel Paper 1 & Paper 2 Complete Revision Bundle (With Model Answers)
This all-in-one revision bundle is designed to fully prepare students for both Paper 1 and Paper 2 of the Edexcel GCSE Business course. With over 250 expertly written questions and detailed model answers, this pack supports effective retrieval, builds confidence with exam-style questions, and strengthens core calculation and application skills. All resources are editable and classroom-tested.
What’s Included:
✅ Theme 1 & Theme 2 Exam Style Questions + Model Answers
3-mark and ‘Explain’ questions across all key subtopics
✅ Retrieval & Recap PowerPoints – Theme 1 & Theme 2
MCQs, True/False, Essay questions, and long-mark answers
Designed for whole-topic review or independent homework
✅ Paper 1 & Paper 2 Help Sheets
Double-sided, student-friendly revision aids with:
Timings, top tips, calculation formulas
BLT + AJIM writing structures with model examples
Perfect for last-minute cramming or revision booklets
✅ Calculation Practice Packs – Theme 1 & Theme 2
All key finance topics with answer sets
Based on real past paper question types
Includes: Profit, Breakeven, Interest, Margin of Safety, Cash Flow, ARR
✅ Theme 2 finance questions (gross/net profit, margins, ARR, data/graph interpretation)
100+ editable questions – ideal for warm-ups, homework, or revision
✅ ARR Practice Booklet (20 Questions + Answers)
Covers both styles of ARR questions found in exams
Includes step-by-step workings
Student guidance notes included – perfect for lower to mid-attaining learners
Ideal for Year 10 consolidation or Year 11 revision
Whether you’re a teacher looking to save time or a student aiming for a top grade, this bundle ensures full specification coverage, targeted practice, and structured model responses.
This resource is filled with crucial finance revision including The role of finance, break-even & cash flow forecasts. This revision / worksheet is suitable for GCSE 9-1 Business studies pupils.
It includes an organised and clear overview of what pupils need to know which is in line with OCR specification such as:
The influence of the finance function on business activity
Simple calculation of break-even quantity
The usefulness of break-even in business decision-making
The importance of cash to a business
The difference between cash and profit
Completion of cash flow forecasts
In the size of A3, this can be used as an effective revision piece in preparation for upcoming exams or as a resource to use while revisiting topics. You will have access to an editable version as well as a PDF.
In addition to this resource there is a sources of finance separate sheet currently available on the shop that goes into detail on ways of raising finance.
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This bundle covers all worksheets for the topics in Unit 5- Finance for OCR GCSE Business. The seven resources you will recieve are:
5.1 The Role of the Finance Function
5.2 Sources of Finance
5.3 Revenue & Costs
5.3 Profit and Profitability
5.3 Average Rate of Return
5.4 Breakeven
5.5 Cash and Cash flow
This bundle has resources that consolidates the understanding and application of Finance in Business. They are ready to use worksheets you can immediately print and use with your class with absolutely no preparation necessary.
The resources will be PDF files for easy printing. The worksheets are a great way to break up the lesson, reinforce the learning and check your pupils’ understanding, making these a brilliant easy to use addition to your teacher toolkit.
HOW CAN I USE THEM?
These worksheets are ideal for:
An easy grab-and-go classroom activity,
Homework tasks
Cover worksheets
These engaging worksheets are perfect for business studies teachers, non-specialists and new teachers.
WHAT IS INCLUDED?
7 PDF worksheet file, each worksheet is three pages long with one being the answer sheet (except the finance function which is two pages):
The resource encourages independent learning and includes two pages of tasks that engage students such as fill in the gaps, match up, explain why, true or false and multiple choice challenge + many more. The resources all come with full answer sheets that can either be handed out to students for self marking or displayed/read out by the teacher
A collection of seven workbooks that cover the entire specification. (Two for finance). Each booklet has a minimum of 35 exam style questions of all types. All resources come with answers and can be easily edited. A collection of over 400 exam style questions in total!
This PowerPoint, “Business Finance: Comprehensive A-Level Study Guide,” is an extensive Cambridge A-Level Business (9609) resource covering all major aspects of business finance across nine detailed chapters.
It is structured as follows:
Understanding Business Finance Fundamentals – Defines finance and explains four primary needs: start-up, expansion, working capital, and special situations.
Capital vs Revenue Expenditure – Clarifies the crucial distinction between CAPEX (long-term assets) and REVEX (day-to-day expenses), including impacts on financial statements.
Working Capital – Explains the working capital cycle, management strategies (inventory, payables, receivables), and the risks of poor liquidity.
Internal Sources of Finance – Covers retained profit, asset sales, sale & leaseback, and owners’ savings, with real examples (e.g., British Airways).
Short-term External Sources – Details bank overdrafts, trade credit, and debt factoring, including cost-benefit analysis and strategic use.
Long-term External Sources – Explores share issues (ordinary vs preference, IPO, rights issues), advantages, disadvantages, and control dilution.
Bank Loans – Breaks down loan types, terms, repayment calculations, security, and real-world scenarios (e.g., café expansion).
Debentures – Introduces long-term debt instruments (covered briefly; content appears incomplete).
Hire Purchase & Leasing – Introduces asset financing options without large upfront costs (content appears incomplete).
Ideal for Year 13 students and teachers seeking a thorough, example-driven guide to finance topics, with clear explanations, calculations, case studies, and exam-relevant insights. The resource emphasizes real-world application and strategic decision-making in financial management.
A new series of resources aimed at assisting teachers with the delivery of the Edexcel A Level Business specification. This resource specifically looks at topic 2.1.1. Internal Finance. This PowerPoint presentation looks at the issue of internal finance and how a business can make use of owner’s capital, retained profits and the sale of assets to fund a business. Each source of finance is examined and benefits and drawbacks are considered. The slides contain several activities with suggested answers including the Quick Fire Five and a 10 mark practice question. The clear and well-presented nature of the slides are aimed at helping students to understand the topics with each topic analysed to provide a balanced assessment of the theory.