Teaching and learning resource for Pearson BTEC Business Level 3 - Unit 3 (Personal and Business Finance). This pack contains a full PowerPoint which is 356 slides covering all learning aims (A, B, C, D, E & F) and topics for Unit 3.
The PowerPoint includes lesson objectives, starter activities, key theory/information, tasks/activities, past papers/mark schemes and plenaries) on ALL the topics in Unit 3 (Personal and Business Finance).
All resources/worksheets have been put into the PowerPoint so you just need to print off the slide you want the student to complete during the lesson.
Each lesson is ready to go but can also be easily adapted to suit individual needs. The resource contains up to date examples as well as revision lists to help students revise.
A great resource that will help you deliver this unit with ease!
Please leave a review :)
Complete set of worksheets for Unit 3 : Personal and Business Finance (BTEC Level 3 National in Business).
This is a complete set of knowledge sheets, checking recall/understanding of the content in Unit 3.
I have named these sheet “Show You Know sheets” when using them with my own classes.
These Show You Know sheets would work well as:
homework
in-class independent work following direct instruction
mini assessments
revision
An answer sheet is provided for all worksheets (which could be used by the teacher or provided to students to mark their own work).
Full list of sheets included:
A1 Functions of money
A1 Role of money
A2 Methods of payment
A3 Current accounts
A4 Managing personal finance : borrowing
A4 Managing personal finance : insurance
A4 Managing personal finance : savings and investment
A4 Managing personal finance : risk and reward
B1 Financial institutions
B2 Communicating with customers
B3 Consumer protection
B4 Info, advice and guidance
C1 Purpose of accounting
C2 Types of income : Capital income
C2 Types of income : Revenue income
C3 Types of expenditure : Capital expenditure
C3 Types of expenditure: Revenue expenditure
D1 Sources of finance : Internal finance
D1 Sources of finance : External finance
E1 Cash flow forecasts : Cash flow purpose
E1 Cash flow forecasts : Cash flow layout
E2 Break-even analysis : Costs
E2 Break-even analysis : Revenue
E2 Break-even analysis : Formula
E2 Break-even analysis : Chart
F1 Statement of Comprehensive Income : Purpose
F1 Statement of Comprehensive Income : Profit
F1 Statement of Comprehensive Income : Depreciation
F1 Statement of Comprehensive Income : Prepayments and Accruals
F2 Statement of Financial Position : Purpose
F2 Statement of Financial Position : Assets & Liabilities
F3 Measuring profitability : GPM & NPM
F3 Measuring profitability : Mark-up
F3 Measuring profitability : ROCE
F4 Measuring liquidity : Current Ratio
F4 Measuring liquidity : Liquid Capital Ratio
F4 Measuring liquidity : Mixed practice
F5 Measuring efficiency : Trade receivables days
F5 Measuring efficiency : Trade payables days
F5 Measuring efficiency : Inventory turnover days
F6 Limitations of financial ratios
These worksheets were created using Student Book 1 (pictured).
OCR GCSE Business Sources of Finance Worksheet.
This resource consolidates the understanding and application of sources of finance. It’s a ready to use sources of finance worksheet you can immediately print and use with your class with absolutely no preparation necessary.
The resource will be a PDF file. The worksheet is a great way to break up the lesson, reinforce the learning and check your pupils’ understanding of sources of finance, making these a brilliant easy to use addition to your teacher toolkit.
HOW CAN I USE THEM?
These worksheets are ideal for:
An easy grab-and-go classroom activity,
Homework tasks
Cover worksheets
These engaging worksheets are perfect for Business Studies teachers, non-specialists and new teachers.
WHAT IS INCLUDED?
1 PDF worksheet file, three pages long (one being the answer sheet):
The resource encourages independent learning and includes tasks that engage students such as fill in the gaps, match up, explain why and scenario questions where students are challenged to advise which source of finance is appropriate based on information they have been given. The resource also consists of a full answer sheet that can either be handed out to students for self marking or displayed/read out by the teacher.
If you find this valueable, please leave a review and check out my shop for further resources for GCSE Business!
Powerpoints to accompany the new OCR Personal Finance Year 12 Enrichment courses.
This is taken directly from the published OCR Scheme of Work in Excel on Cambridge Online that I have converted into powerpoints with images and tasks using various tools.
30 hour long Lesson Powerpoints with activities and homeworks that covers the whole of the teaching course…
It took me 2 days to create, so hopefully this saves you a bit of time!
**OCR Business CTech **
Unit 1: Business Environment
Lesson 23 - Sources of Finance
Part 2 of 2
FREE Lesson From this Unit https://www.tes.com/teaching-resource/resource-12808053
Designed to help outstanding teachers manage the busy workload. This SoW is designed in detail, to be clearly differentiated and engaging. Using the latest researched teaching and learning techniques, such as Retrieval Practice and Dual Coding. This SoW allows you to move pupils through content efficiently. Each SoW is sequenced clearly and in line with the OCR Specification.
A colour scheme also runs throughout to ease both your delivery and students’ comprehension.
Each unit is broken down in two parts, due to Tes’ limitation on Bundle sizes, with the first lesson of each bundle being free, so that you can see if these resources are for you.
We provided an email address that is monitored daily, if you have any questions or issues with this purchase (teachercentralltd@gmail.com).
Below is a break down of the Bundle
OCR Business Ctech - Unit 1 (Part 2 of 2):
Lesson 18 - Financial Terms
Lesson 19 - Income Statements
Lesson 20 - Statement of Financial Position
Lesson 21 - Stakeholders
Lesson 22 - Stakeholders 2
Lesson 23 - Sources of Finance
Lesson 24 - Sources of Finance 2
Lesson 25 - Sources of Finance 3
Lesson 26 - Formative Assessment
Lesson 27 - SWOT Analysis
Lesson 28 - Business Activities and Sectors
Lesson 29 - Business Ownership
Lesson 30 and 31 - Unit 1 Research Brief
Lesson 32 - Business Maths
Lesson 33 - Unit 1 Revision
Lesson 34 - Unit 1 Feedback
Any question please do feel free to get in contact:
teachercentralltd@gmail.com
Tes Teaching Store:
https://www.tes.com/teaching-resources/shop/TeacherCentral
teachercentralltd@gmail.com
Best FREE Resources (Teacher Central)
https://www.tes.com/teaching-resource/britain-losing-and-gaining-an-empire-12973075
https://www.tes.com/teaching-resource/financial-literacy-12898983
https://www.tes.com/teaching-resource/romeo-and-juliet-12908635
https://www.tes.com/teaching-resource/shakespeare-12908634
https://www.tes.com/teaching-resource/macbeth-gcse-12863697
https://www.tes.com/teaching-resource/animal-farm-free-sow-12942163 (FREE SoW)
https://www.tes.com/teaching-resource/slavery-sow-12843084 (FREE SoW)
https://www.tes.com/teaching-resource/russia-1917-91-from-lenin-to-yeltsin-12834552
https://www.tes.com/teaching-resources/shop/TeacherCentral?sortBy=lowestPrice&p=5
**GCSE Business Lesson: Sources of Business Finance Complete Lesson Pack + FREE Exam Question Guide
**
Download a free sample of my resources here: https://www.tes.com/teaching-resource/resource-13361399
Looking for the whole set of GCSE Business resources?
https://www.tes.com/teaching-resource/gcse-edexcel-business-complete-teaching-pack-all-lessons-free-exam-writing-guide-13397491
A clear, structured and exam-ready GCSE Business lesson covering sources of business finance, designed to build student understanding of how businesses raise finance while remaining fully adaptable for all major exam boards, including Edexcel, AQA, OCR, Eduqas and WJEC.
This lesson supports students in understanding internal and external sources of finance, the difference between short-term and long-term finance, and how businesses choose appropriate finance depending on their needs, with strong emphasis on exam technique and structured written responses.
What teachers will receive:
A fully structured GCSE Business lesson on sources of business finance
Clear explanations of:
Internal finance
External finance
Short-term finance
Long-term finance
Coverage of key sources of finance, including:
Personal savings
Retained profit
Bank loans
Overdrafts
Trade credit
Crowdfunding
Advantages and disadvantages of each source of finance
Real business examples to support understanding
Student activities and discussion tasks embedded throughout
Exam-style questions linked directly to sources of finance
Model answers written in clear, GCSE-friendly language
A FREE exam question writing guide explaining how to answer:
Explain (4 marks)
Analyse/Discuss (6 marks)
Justify (9 marks)
Evaluate (12 marks)
A printable multiple choice quiz with answers for revision, homework or cover
Knowledge retrieval tasks to reinforce key finance terminology
Slides formatted to be SEND/AEN friendly, with clear layout and reduced cognitive load
Why this resource works well:
Cover-ready and suitable for non-specialist teachers
Can be used for lesson delivery, revision, homework or intervention
Strong focus on financial decision-making and exam technique
Students can work through the lesson independently as a revision aid
Written for Edexcel GCSE Business but fully suitable for AQA, OCR, Eduqas and WJEC
Suitable for:
GCSE Business Studies
Mixed-ability classes
SEND/AEN learners
Revision and exam preparation
Classroom teaching or cover lessons
Please note:
Teachers are kindly asked to check that this resource meets their specific exam board requirements before downloading. If any technical issues occur, please report them to TES before leaving a review so they can be resolved promptly.
A workbook based on all the financial calculations related to Unit 6: Finance for the new specification. It includes Cash Flow, Income Statements, Balance Sheets and Average Rate of Return. It also includes tips and a mark scheme.
GCSE Business 9-1 Edexcel worksheet activity containing questions about the lesson: Sources of Business Finance (useful for any exam board)
Model answers included
This resource is designed to help students apply their knowledge to exam questions/knowledge check questions. This active revision technique ensures that the worksheet will be very useful for students, and will act as a vital revision tool.
Click Here and download this FREE worksheet to get a flavour of what this resource is like.
We appreciate your feedback! If you found this resource helpful, please leave a review — it helps us continue creating high-quality materials. For questions, contact resourcifyeducation@gmail.com
A range of materials aimed at supporting teachers of the AQA A Level in Business and modified to reflect the 2023 changes. This presentation is designed to cover the topic of making financial decisions with a specific focus upon sources of finance. It considers some of the main types of internal and external sources of finance available to a business. These include debt factoring, share capital, venture capital, crowdfunding, hire purchase, working capital, sale of assets, trade credit, overdrafts, bank loans, government finance and commercial mortgages. The presentation examines each source of finance and analyses both their specific benefits and drawbacks. It also looks at which source of finance is the most appropriate for a firm, and considers the legal structure of the firm, the intended purpose of the finance and the levels of risk that a firm’s management are prepared to accept. The pack contains the Quick Fire Five knowledge questions, a short objective test, and an essay question all complete with suggested answers. This pack also includes a FREE copy of the student revision notes for this section of the course.
This bundle for BTEC Business Unit 3 is the ultimate pack for teachers delivering this course. New for 2021 with purposeful, engaging and colourful slides. The highest quality, unrivalled lesson experiences from start to finish.
Filled with a variety of activities, concise case studies, lots of calculation practice, particularly for learning aims E & F, all with answers to develop your students’ exam performance. Questions with structured guidance and modelled answers for self/peer assessments - to save your time and to build their skills at the same time rather than just going through theory slide after slide. Please have a look at individual learning aims to see previews.
As a bonus - 116 flashcards on the whole of unit 3 with this bundle included!
All you need - open the powerpoint, run through it, and deliver quality lessons whilst saving
precious time. Colourful, concise and engaging slides! - all files in zip folder.
Thank you
BTEC First Business
Unit 2: Finance for Business
Learning Aim A:
Understand the costs involved in business and how businesses make a profit
Topic A.2 Understand how businesses make a profit
Notes and activities
Email for full preview or further information:
info@resourcesforschools.com
Unit 3 Personal and Business Finance - This resource is a Workbook which has been created in line with the Btec National level 3 specification for both Business and Enterprise. The workbook includes activities for the full unit, in preparation for the external assessment.
This bundle includes Lessons for all topics in IGCSE/GCSE Business studies. Theme 1; Business activity and influences on business. Includes Lesson power points, resources, multiple choice quizzes, AfL throughout, printable resources, case studies and much more!! All tasks are differentiated and very student-led. Additional planning will not be required.
1.1 Business objectives
1.2 Types of organisations
1.3 Classification of businesses
1.4 Decisions on location
1.5 Business and the international economy
1.6 Government objectives and policies
1.7 External factors
1.8 What makes a business successful?
End of Topic examination questions for Theme 1 can be found here: https://www.tes.com/teaching-resource/resource-12971664
They are FREE! :D
65% DISCOUNT AVAILABLE FOR THE LAST TWO WEEKS BEFORE EXAMS!! £9.99 - full price normally £28.81.
Search GCSE in my page to see individual products
GCSE Business Edexcel Paper 1 & Paper 2 Complete Revision Bundle (With Model Answers)
This all-in-one revision bundle is designed to fully prepare students for both Paper 1 and Paper 2 of the Edexcel GCSE Business course. With over 250 expertly written questions and detailed model answers, this pack supports effective retrieval, builds confidence with exam-style questions, and strengthens core calculation and application skills. All resources are editable and classroom-tested.
What’s Included:
✅ Theme 1 & Theme 2 Exam Style Questions + Model Answers
3-mark and ‘Explain’ questions across all key subtopics
✅ Retrieval & Recap PowerPoints – Theme 1 & Theme 2
MCQs, True/False, Essay questions, and long-mark answers
Designed for whole-topic review or independent homework
✅ Paper 1 & Paper 2 Help Sheets
Double-sided, student-friendly revision aids with:
Timings, top tips, calculation formulas
BLT + AJIM writing structures with model examples
Perfect for last-minute cramming or revision booklets
✅ Calculation Practice Packs – Theme 1 & Theme 2
All key finance topics with answer sets
Based on real past paper question types
Includes: Profit, Breakeven, Interest, Margin of Safety, Cash Flow, ARR
✅ Theme 2 finance questions (gross/net profit, margins, ARR, data/graph interpretation)
100+ editable questions – ideal for warm-ups, homework, or revision
✅ ARR Practice Booklet (20 Questions + Answers)
Covers both styles of ARR questions found in exams
Includes step-by-step workings
Student guidance notes included – perfect for lower to mid-attaining learners
Ideal for Year 10 consolidation or Year 11 revision
Whether you’re a teacher looking to save time or a student aiming for a top grade, this bundle ensures full specification coverage, targeted practice, and structured model responses.
Refreshed and updated PowerPoint resources aimed at assisting teachers with the delivery of the WJEC/Eduqas A-level Business specification. These slides are designed to support the delivery of the Component One topic of business finance. They analyse the benefits and drawbacks for the various internal and external sources of finance available to entrepreneurs and SMEs. The main external sources examined include venture capital; share capital; commercial mortgages; sale and leaseback; bank loans; overdrafts; government assistance; trade credit and leasing and hire purchase. The internal focus considers working capital; retained profit and the sale of assets. The slides contain the Quick Fire Five questions and also a practice essay (both with solutions).
NEW 11 HOURS- A selection of brand new 2026/27 EC Publishing PSHE lessons created for the new 2026 KS3 DfE / PSHE Association guidance for managing money and finances throughout life successfully. Perfect for young people navigating our challenging modern world. There are 11 hours of total content as three of the lessons are doubles, each coming with detailed easy to follow PowerPoint, worksheets, clips, activities and info packs. Made by a wonderful team of consultants and teachers who are, above all, humans, not AI (we write and check every word and fact and are happy to stake our company reputation on what we produce). This is a saver pack - bought separately the lessons would total £19.
CONTENTS:
Budgeting Money Introduction - NEW 2026 - One hour lesson introducing the concept of budgeting with all the templates needed for students to create a working budget plan. Students will first discover what budgeting, sources of income and outgoings are, before investigating why it’s important to budget and studying a sample budgeting plan from an average teenager. Finally they will create their own. Includes lesson plan. This has been created to best suit KS3, but could easily be used with KS4 and is entirely editable. It covers the DfE and PSHE Association guidance for 2026 and will last you one hour.
Budgeting personal finances through life PSHE - NEW 2026 DfE GUIDANCE COMPLIANT (see lesson plan included for details). New lesson with a focus on how we can be responsible with our personal finances and avoid bad debt. Students will recap on key monetary terms (interest, short-term loans, debt, long-term loans, credit score) before investigating different case studies of young people in financial trouble. To arm them for this task, they will first read through a source pack and complete a clip task. Students will then review the advice they gave and then complete the plenary summarizing what they learned today. The lesson includes a detailed, editable PowerPoint, accompanying worksheets, information pack, clip tasks, analysis tasks, creative tasks, signposting and much more. Suitable for KS3 or KS4. Includes detailed lesson plan.
Saving Money - New PSHE lesson, best suited to lower KS3. Students will explore wants and needs, saving and investing, as well as different types of savings accounts and their benefits, before beginning to investigate stocks and bonds at a basic level. They will also cover a basic explanation of interest and how banks work. Includes lesson plan. There are a variety of tasks, from clips, bingo, analysis, role-play, case studies and more. Everything is editable and ready to go and I’ve tried to make a dry-ish subject as fun as possible. This lesson is taken from the new 2026 EC Publishing Complete Primary Package, which can be found with a quick Google on the EC Publishing website.
Introduction to Entrepreneurship - New lesson for 2026 (lesson plan details new guidelines covered) which focuses on what exactly it means to start a business and become an entrepreneur. Students will explore case studies of famous entrepreneurs from diverse backgrounds, analyse a clip of Elon Musk giving advice to wanna-be entrepreneurs and complete interactive tasks following the exploits of Tom, a student who starts a business up whilst at school. The resources are editable, fun, creative and ready to go. Includes lesson plan.
Managing a household budget - DOUBLE LESSON - New for 2026 - a two hour lesson on planning and managing a household budget. Students will examine the household budgets of four UK households - a young couple on average income, a divorcee nurse, a wealthy businessman and a young family with a disabled child. Their task is to stick to the budgets of each household, whilst navigating financial challenges such as pregnancy, a new car, a brother in debt, carer’s allowance, lodgers and much more! This is a fun lesson and culminates in a video bingo game about how different levels of income are managed by UK citizens. Best for KS4/5 but nothing unsuitable for KS3.
Financial Exploitation - 2 HOURS for new 2026 RSHE guidance (see lesson plan included for details) - In this double lesson students will explore online scams, with particular regard to financial exploitation and money laundering. They will investigate how easy it is to fall for a scam, the common techniques used by scammers and how to spot one. Students will then focus on a growing criminal industry which young people often fall victim to; money laundering. They will discover how money laundering works, what happens to the victims, the penalties, and how criminals operate to trick people and avoid detection. The lesson includes a detailed, editable PowerPoint, accompanying worksheets, information pack, clip tasks, analysis tasks, creative tasks and much more. Suitable for KS3 or KS4. Includes detailed lesson plan.
Resilience, Wisdom and Being Tough PSHE (student loans, pensions, rent and mortgages) - Brand new, 2 hour lesson which may be one of the most important lessons we’ve ever produced. The lesson informs students about the realistic levels of challenge they will face as they strive for a successful adulthood in modern, competitive Britain. The topics are all off-line subjects for this lesson, and those covered are; mortgages and the housing market, university and alternatives, pensions and their importance, attitude and entitlement and credit scores. The lesson aims to equip students with essential knowledge they need and the inspiration to be tough, resilient, wise and future-proof.
Best suited to KS5 (or maybe Year 11) Students will complete a wide range of tasks, literacy-based, creative presentation, case studies, analysis and clip tasks. Everything is editable and easy to just pick up and use. All information need is included.
The UK Economy: New edition, all new content. A detailed, differentiated and editable PSHE/Citizenship/Finance lesson which has been updated for 2026 and will last you up to 90 mins. The lesson introduces what the economy is, what is happening with the UK economy currently, what key terms such as recession, growth and austerity mean, why interest rates have risen and what it all means for the everyday Brit’s pockets.
Who are EC Publishing?
EC Resources are the top TES PSHE providers and are a group of teachers who work together to create easy to use, high quality and editable lessons and units of work. We have created lessons for The Children’s Commissioner, The Bank of England, The British Legion, MACS Charity, Tes, LikeToBe Careers, the Criminal Cases Review Commission (UK Gov) and have also completed PSHE and Citizenship commissions for schools across the UK.
We also run the EC Publishing site where you can find everything you need for PSHE, RE and Citizenship at discounted rates. You can contact us at info@ecpublishing.co.uk
Check out our PSHE Packages on Tes here:
Complete KS3 PSHE and RSE
Complete KS4 PSHE and RSE
Complete KS5 PSHE and RSE
One Year of Citizenship and British Values
Complete KS3 RE
Complete Careers and Employability
AQA Citizenship GCSE Mega Pack
Teaching PSHE, RE or Citizenship GCSE next year? Why not join our Citizenship and PSHE teachers Facebook group, with 12,000 other teachers, for guidance, advice and resource sharing.
This booklet is for BTEC First Business Unit 2 - Finance in Business. Can be used as a revision aid
This workbook focuses on:
Costs involved in a Business
Start up Costs
Operating Costs
Fixed and Variable Costs
Calculating Total Cost
Sources of Revenue
Calculating Revenue
Types of Expenditure
A new series of resources aimed at assisting teachers with the delivery of the Edexcel A Level Business specification. This resource specifically looks at topic 2.1.1. Internal Finance. This PowerPoint presentation looks at the issue of internal finance and how a business can make use of owner’s capital, retained profits and the sale of assets to fund a business. Each source of finance is examined and benefits and drawbacks are considered. The slides contain several activities with suggested answers including the Quick Fire Five and a 10 mark practice question. The clear and well-presented nature of the slides are aimed at helping students to understand the topics with each topic analysed to provide a balanced assessment of the theory.